3804 N Lake Road 26 E Monticello, IN $ 154,900
3804 N Lake Road 26 E
$ 154,900
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3804 N Lake Road 26 E

Monticello, IN, 47960
$ 154,900
Bedrooms3 Baths1.1 Sq 1,272

Monthly Estimate*

$ 954

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Single Family Home for sale in Monticello, IN

for $154,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,272 square foot home was built in 1984 on a lot size of 0.094.

Here is your chance to get on the water without the full lakefront price. Tucked into the established Bettington Bay neighborhood on Lake Shafer, this 3-bedroom, 1-bath cottage offers deeded lake access, a lasting right that makes lakefront living so desirable, all on a single, easy-to-live-in level. With 1,272 square feet, an open front porch for morning coffee, a concrete patio for entertaining, and central air to keep things comfortable all summer, the layout is simple, functional, and ready to enjoy. A durable metal roof means one of the homes biggest-ticket items is already handled, giving you years of low-maintenance, weather-tough protection. The home could use a little cosmetic updating, and that is exactly where the value lives: bring your paint, your finishes, and your personal touches, and you have the rare chance to build instant equity while making this lake property your own. Whether you are searching for a full-time residence or the perfect weekend escape from the city, this Bettington Bay cottage delivers the location and the upside that smart buyers look for. Lake properties at this level are hard to find, so schedule your private showing today.

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Single Family Active

Price

$ 154,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 632

Style

Site-Built Home

Lot Size

0.094

Year Built

1984

Town/City

Monticello

County/Region

White

MLS | Web ID

202621607

Features
General
Sewer Regional
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Easement/Other
Amenities Ceiling Fan(s) Detector-Smoke Foyer Entry Landscaped Patio Open Porch Covered Tub/Shower Combination
Status Active Active
Full Baths 1
Half Baths 1
Bathrooms 2
Year Built 1984
New Construction No
Subdivision Bettington Bay
Style One Story
Township Liberty
Class RESIDENTIAL
Type Site-Built Home
Age 42
REO No
Status Detail 0
Area White County
Location Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Total Sq Ft 1272
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description BETTINGTON BAY LOT G & OUT WE N NW 9-27-3 .094
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202621607
Agent First Name Ryan
Agent Last Name Clemons
DOM 0
Tax Year 2025
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Interior
Basement Crawl
Flooring Carpet
Beds 3
Total Rooms 6
Fireplace None
Living Room Width 16
Living Room Length 17
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 11
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Exterior
Exterior Wood
Water Frontage 0
Driveway Gravel
Pool No
Waterfront Lake
Lot Size Area 4095
Lot Dimensions Irregular
Lot Description Level Lake
Water Features Pier/Dock Available
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Ryan Clemons

Listing Agent

Redlow Group

Broker

ryan@redlowgroup.com

Email

Affordability Calculator

$1,006
Per Month
95%
5%
0%
Monthly Principal & Interest
$954
Monthly Property Taxes
$53
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
6/4/2026$154,900 Listed Price

Map


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3804 N Lake Road 26 E, Monticello, IN, 47960 is a Single Family Home for sale at $154,900 with 1,272 sqft and a lot size of 0.094. 3804 N Lake Road 26 E has 3 bedrooms, 1.1 baths, and was built in 1984. The property's zip code is 47960 which is in Monticello, IN