39W016 W Hilltop Drive St. Charles, IL $ 649,900
39W016 W Hilltop Drive
$ 649,900
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39W016 W Hilltop Drive

St. Charles, IL, 60175
$ 649,900
Bedrooms5 Baths3.1 Sq 2,550

Monthly Estimate*

$ 4,104

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Single Family Home for sale in St. Charles, IL for $649,900 with 5 bedrooms and 3 full baths, 1 half bath. This 2,550 square foot home was built in 1994 on a lot size of 1.04.

Nestled on a private 1-acre cul-de-sac lot in highly sought-after Arbor Creek, this impeccably maintained home offers the perfect blend of luxury, privacy, and convenience. Backing to walking and biking trails and overlooking scenic wetlands, you'll enjoy peaceful country-style living just minutes from town. Featuring 5 bedrooms, 3.1 bathrooms, and a finished English basement, this move-in-ready home has been extensively updated and truly lives like new construction. Recent improvements include a new roof (2024), windows (2024), back entry door and sliding door (2024), dual-zone A/C system with attic unit (2025), resurfaced deck (2023), blue water tank (2021), and fresh interior and cabinet paint (2022). The gourmet kitchen opens seamlessly to a spacious family room with a fireplace, creating the ideal gathering space for family and friends. The vaulted primary suite offers a walk-in closet and a beautifully updated, spa-like bath with a skylight. Generously sized secondary bedrooms and additional attic space provide future expansion possibilities. The finished English basement adds exceptional living space with a large recreation room, fifth bedroom, and full bathroom-perfect for guests, a home office, or multi-generational living. Rarely does a home combine this level of privacy, setting, and extensive updates. Immaculate inside and out, this is a turnkey opportunity in one of the area's most desirable neighborhoods.

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Single Family Contingent

Price

$ 649,900

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 11,341

Style

Traditional

Lot Size

1.04

Year Built

1994

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12660903

Features
General
Living Area 2550
Sewer Septic Tank
Heating Natural Gas Forced Air
Cooling Central Air Zoned
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Stainless Steel Appliance(s) Humidifier
HOA Fee 550
Garage Spaces 2.1
Association Fee Includes Insurance
Architectural Style Traditional
Construction Materials Brick Cedar
Year Built 1994
Electric Circuit Breakers 200+ Amp Service
Township Campton
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park Lake Street Paved
Assoc Fee Paid Per Annually
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Arbor Creek
Other Structures Shed(s)
Total Rooms 10
Full Baths 3
Status Contingent
Directions Rt 64 to Arbor Creek Rd (S) to Hilltop
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Bell-Graham Elementary School
Tax Annual Amount 11341.42
Middle/Junior High School Thompson Middle School
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities Cathedral Ceiling(s) Walk-In Closet(s)
Basement Finished Full Daylight
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning Gas Starter
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup Sink
Total Bedrooms 4
Below Grade Finished Area 1229
Room Type Bedroom 5 Recreation Room
Total Baths 4
Bedrooms Possible 5
Bathroom Whirlpool Separate Shower Double Sink
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Exterior
Exterior Amenities Fire Pit
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Cul-De-Sac Forest Preserve Adjacent Landscaped Backs to Open Grnd
Water Source Well
Total Parking 2.1
Foundation Details Concrete Perimeter
Lot Dimensions 143 X 323 X 141 X 338
Lot Size Acres 1.04
Waterfront Y/N N
Other Equipment TV-Cable Security System CO Detectors Ceiling Fan(s) Sump Pump Radon Mitigation System
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* Excluded Features
List By
Baird & Warner Fox Valley - Geneva

Broker

lynn.purcell@bairdwarner.com

Email

Affordability Calculator

$5,049
Per Month
81%
19%
0%
Monthly Principal & Interest
$4,104
Monthly Property Taxes
$945
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539405 Elementary School
564780 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
6/4/2026$649,900 Listed Price

Map


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39W016 W Hilltop Drive, St. Charles, IL, 60175 is a Single Family Home for sale at $649,900 with 2,550 sqft and a lot size of 1.04. 39W016 W Hilltop Drive has 5 bedrooms, 3.1 baths, and was built in 1994. The property's zip code is 60175 which is in St. Charles, IL