309 Shipwreck Lane Emerald Isle, NC $ 1,485,900
309 Shipwreck Lane
$ 1,485,900
Recently Listed New Construction
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309 Shipwreck Lane

Emerald Isle, NC, 28594
$ 1,485,900
Bedrooms4 Baths3.0 Sq 2,400

Monthly Estimate*

$ 9,149

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Single Family Home for sale in Emerald Isle, NC

for $1,485,900 with 4 bedrooms and 3 full baths. This 2,400 square foot home was built in 2026 on a lot size of 0.45.

Welcome to 309 Shipwreck Lane, a stunning new construction home by Ashley Melton Home Inc. located in the gated community of Spinnaker's Reach. Positioned on a spacious corner lot, this 4-bedroom, 3-bathroom home offers approximately 2,400 square feet of thoughtfully designed coastal living. The main living level features an open-concept layout centered around a gourmet kitchen, a spacious living area with a gas fireplace, and a screened porch overlooking the home's private pool perfect for relaxing, entertaining, or enjoying the coastal breeze. The owner's suite is also located on this level and includes a beautifully appointed bath with a walk-in shower, spacious walk-in closet and private access to the screened porch. A guest bedroom, full hall bath, and laundry closet complete the floor. Downstairs, you'll find two additional bedrooms, a full bath, and a versatile recreation room with its own HVAC system ideal for a media room, home office, or guest retreat. Built with comfort and efficiency in mind, the home includes a conditioned attic, tankless water heater, 320-gallon underground propane tank for future expansion (Example whole house generator or pool heater), a one-car garage and a dedicated golf cart garage. Spinnaker's Reach residents enjoy private beach access, a community pool and cabana, playground, and a sound-side dock perfect for kayaking, paddleboarding, fishing, or taking in breathtaking sunset views. Combining quality craftsmanship, thoughtful upgrades, private pool living, and exceptional community amenities, 309 Shipwreck Lane offers an outstanding opportunity to own a brand-new home on North Carolina's Crystal Coast.

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Single Family Active

Price

$ 1,485,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 903

Style

Single Family Residence

Lot Size

0.45

Year Built

2026

Town/City

Emerald Isle

County/Region

Carteret

MLS | Web ID

100578830

Features
General
Living Area 2400.0
Heating Electric Heat Pump
Cooling Central Air Ceiling Fan(s)
Utilities Underground Utilities
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher
Zoning Res
HOA Fee 650.0
Garage Spaces 1.0
Patio/Porch Features Patio Screened
Pool Features In Ground
Construction Materials Fiber Cement Wood Frame
Year Built 2026
View See Remarks
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Taxes 903.04
Parcel Number 537312759370000
Assoc Fee Paid Per Annually
County Carteret
Operating Expense 0.0
New Construction Y
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Community Pool Gated Maintenance Common Areas Maintenance Grounds Maintenance Roads
HOA Y
Attached Garage Y
Subdivision Name Spinnakers Reach
Garage Y/N Y
Total Rooms 8
Full Baths 3
Status Active
Directions Emerald Drive to Coast Guard RD in 1.5 miles turn left into the Spinnaker's Reach subdivision pass through the gates then in .2 mile the home will be on the right.
High School Croatan
City Emerald Isle
Association Name Crystal Coast Management
Lot Size Units Acres
Lot Size Square Feet 19602.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Bogue Sound
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Broad Creek
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 178820
Tax Lot 115
Legal Description L115 Spinnakers Reach P3 04830 AC
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Interior
Interior Amenities Solid Surface Ceiling Fan(s)
Furnished Y/N Unfurnished
Water Heater Tankless
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Closet
Total Bedrooms 4
Attic Features Access Only
Entry Level 2
Room Type Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Great Room Bathroom 1 Dining Area
Unit Type 4 Bedroom Or More
Total Baths 3
Living Area Range 2400 - 2599
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Exterior
Exterior Finish Fiber Cement
Fencing Metal/Ornamental
Parking Features Garage
Lot Features Corner Lot
Water Source Public
Total Parking 1.0
Lot Size Area 0.45
Foundation Details Slab
Spa N
Building Area Total 2400
Lot Dimensions 95x38x156x121x194
Lot Size Acres 0.45
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 309
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* Excluded Features
List By
Matias Lagos

Listing Agent

Spinnaker's Reach

Broker

matias@spinnakersreach.com

Email

Affordability Calculator

$9,224
Per Month
99%
1%
0%
Monthly Principal & Interest
$9,149
Monthly Property Taxes
$75
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4737173 Elementary School
3960542 Middle School
Croatan High School High School
Pricing History
DatePricePrice ChangeDescription
6/3/2026$1,485,900 Listed Price

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309 Shipwreck Lane, Emerald Isle, NC, 28594 is a Single Family Home for sale at $1,485,900 with 2,400 sqft and a lot size of 0.45. 309 Shipwreck Lane has 4 bedrooms, 3.0 baths, and was built in 2026. The property's zip code is 28594 which is in Emerald Isle, NC