3850 Rio Road 42 Carmel, CA ^$ 1,149,000

3850 Rio Road 42

^$ 1,149,000

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3850 Rio Road 42

Carmel, CA, 93923

^$ 1,149,000

Bedrooms2 Baths2.1 Sq 1,520

Monthly Estimate*

^$ 7,255

Listed by Sotheby's International Realty

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Condo for sale in Carmel, CA

for $1,149,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,520 square foot condo was built in 1976.

With sweeping views of the tranquil Arroyo Carmel lake as its centerpiece, this beautifully remodeled home offers a truly special living experience. Nearly every detail has been thoughtfully updated, from the light-filled open kitchen with upgraded finishes and sleek design elements to the refreshed dining area and elegant ensuite bedrooms. Large windows and outdoor spaces, including 2 decks and a patio, frame the stunning water views and bring the natural beauty indoors. The two spacious ensuite bedrooms provide comfort and privacy, while the oversized two-car garage adds convenience. A new Composition shingle roof was installed August 2026. Ideally situated near shops, restaurants, and Carmel-by-the-Sea's renowned beaches, this home perfectly blends modern upgrades with serene, lakeside living.

Condo Active

Price

^$ 1,149,000

Bedrooms

Full Bath

Half Bath

Property Type

Condo

Taxes

^$ 0

Style

Year Built

1976

Town/City

Carmel

County/Region

Monterey

MLS | Web ID

ML82049596

Days on Market

Features

General

Living Area 1520

Sewer Public Sewer

Cooling None

Utilities Natural Gas Available

Possession Close Of Escrow

Roof Composition Shingle

Appliances Dishwasher Disposal Ice Maker Microwave Refrigerator Range Hood

Zoning R1

HOA Fee 710

Garage Spaces 2

Patio/Porch Features Deck

Pool Features Community Heated In Ground Association

Year Built 1976

View Hills Lake Mountain(s) Water

Unit Number 42

Property Subtype Condominium

Community Features Pool

Building Name Arroyo Carmel

Assoc Fee Paid Per Monthly

County Monterey

New Construction false

Property Type Residential

Association Amenities Clubhouse Management Pool Spa/Hot Tub Tennis Court(s) Trash Cable TV

HOA true

Attached Garage false

Garage Y/N true

Full Baths 2

Special Listing Conditions Standard

Status Active

Directions Cross Street: Via Nona Marie

City Carmel

Association Name Arroyo Carmel

High School District Carmel Unified

MLS Area 699 - Not Defined

Spa Features Community Heated In Ground

Property Attached Y/N false

Virtual Tour https://my.matterport.com/show/?m=RJqi1LSQHd6&mls=1 https://my.matterport.com/show/?m=RJqi1LSQHd6&mls=1

Standard Status Active

Year Built Source Assessor

Property Sub Type Additional Condominium

Interior

Interior Amenities Utility Room Walk-In Closet(s)

Flooring Tile Wood

Fireplace Features Living Room

Total Stories 2

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N true

Half Baths 1

Total Bedrooms 2

Total Baths 3

Exterior

Fencing Wood

Parking Features Guest

Water Source Public

Total Parking 2

Foundation Details Concrete Perimeter

Spa true

Private Pool false

Lot Size Source Assessor

* Excluded Features

List By

Sotheby's International Realty

Broker

connie.snowdon@sothebys.realty

Affordability Calculator

$7,255

Per Month

Monthly Principal & Interest: $7,255
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Condo listings in Carmel, CA

Average List Price ^$1,116,434

Percent of Sale Price 3%

About Carmel, CA

12,685 Population

1% Since 2002

^$101,353 Median Income

59.8 Median Age

20% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/24/2026	$1,149,000	-4.17%	Price Down
6/3/2026	$1,199,000		Listed Price

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3850 Rio Road 42, Carmel, CA, 93923 is a Condo for sale at $1,149,000 with 1,520 sqft. 3850 Rio Road 42 has 2 bedrooms, 2.1 baths, and was built in 1976. The property's zip code is 93923 which is in Carmel, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 9/6/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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3850 Rio Road 42

Condo for sale in Carmel, CA

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