415 4th Street Troy, NY ^$ 225,000

415 4th Street

^$ 225,000

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415 4th Street

Troy, NY, 12180

^$ 225,000

Bedrooms3 Baths1.0 Sq 1,152

Monthly Estimate*

^$ 1,385

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Single Family Home for sale in Troy, NY

for $225,000 with 3 bedrooms and 1 full bath. This 1,152 square foot home was built in 1890 on a lot size of 0.07.

This move-in-ready home offers 3 bedrooms, 1 full bath, and affordability that's hard to beat. Renovated within the last five years, and freshly installed new flooring/carpeting and freshly painted. Conveniently located just minutes from downtown Troy, shopping, dining, and major highways. A detached 1-car garage provides additional storage and off-street parking. Whether you're a first-time buyer or looking to stop paying rent, this is an opportunity you won't want to miss!

Single Family Active

Price

^$ 225,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,111

Style

Ranch

Lot Size

0.07

Year Built

1890

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202618691

Features

Interior

Interior Amenities Solid Surface Counters

Basement Bilco Doors Finished Full Interior Entry

Flooring Vinyl Carpet

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1152.0

Half Baths 0

Laundry Features Electric Dryer Hookup Main Level Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 1

General

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling Window Unit(s) None

Utilities Cable Available

Possession At Closing

Roof Shingle Asphalt

Appliances Oven Range Refrigerator

Garage Spaces 1.0

Patio/Porch Features Covered Enclosed

Architectural Style Ranch

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1890

Electric Circuit Breakers

View City Downtown

Property Subtype Single Family Residence

County Rensselaer

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N Y

Other Structures Storage Garage(s)

Total Rooms 6

Full Baths 1

Status Active

Directions Burden Ave to 4th St. Property on the left.

City Troy

High School District Troy

Lot Size Units Acres

Lot Size Square Feet 3049.2

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4111.4

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 12.000

Exterior

Exterior Amenities None

Fencing Wood Back Yard

Parking Features Off Street Detached

Lot Features Level

Water Source Public

Total Parking 1.0

Lot Size Area 0.07

Foundation Details Stone

Spa N

Lot Dimensions 25X120

Lot Size Acres 0.07

Waterfront Y/N N

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 415

* Excluded Features

List By

Kristen Riley

Listing Agent

Field Realty

Broker

(518) 221-0267

Phone

Kristen.riley99@gmail.com

Affordability Calculator

$1,728

Per Month

Monthly Principal & Interest: $1,385
Monthly Property Taxes: $343
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Troy, NY

Average List Price ^$331,006

Percent of Sale Price 47%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/3/2026	$225,000		Listed Price

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415 4th Street, Troy, NY, 12180 is a Single Family Home for sale at $225,000 with 1,152 sqft and a lot size of 0.07. 415 4th Street has 3 bedrooms, 1.0 baths, and was built in 1890. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 6/6/2026.

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415 4th Street

Single Family Home for sale in Troy, NY

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