109 Spruce St Cowan, TN ^$ 247,500

109 Spruce St

^$ 247,500

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New Construction

109 Spruce St

Cowan, TN, 37318

^$ 247,500

Bedrooms3 Baths2.0 Sq 1,200

Monthly Estimate*

^$ 1,563

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Single Family Home for sale in Cowan, TN

for $247,500 with 3 bedrooms and 2 full baths. This 1,200 square foot home was built in 2026 on a lot size of 0.24.

New construction to be completed by June 30th. 3-bedroom, 2-bath home offers a nice open concept with spacious bedrooms and closets. The side entrance welcomes you into the laundry room/mud room where you can slip off your shoes and walk right into your beautiful new house. Sit and have your morning coffee on the front rocking porch that extends from corner to corner of the house. The home is located in the quaint town on Cowan, TN with easy access to Winchester and Sewanee. This builder takes pride in his work and this home is one you don't want to miss out on.

Single Family Active

Price

^$ 247,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1

Style

Lot Size

0.24

Year Built

2026

Town/City

Cowan

County/Region

Franklin

MLS | Web ID

3229320

Features

General

Living Area 1200

Sewer Public Sewer

Heating Central Electric

Cooling Central Air

Utilities Electricity Available Water Available

Possession Close Of Escrow

Roof Shingle

Appliances Electric Oven

Garage Spaces 0

Patio/Porch Features Porch Covered

Construction Materials Vinyl Siding

Year Built 2026

Stories Count 1

Levels One

Property Subtype Single Family Residence

County Franklin County TN

New Construction Y

Property Type Residential

Attached Garage N

Subdivision Name Myers Street/Spruce Street

Garage Y/N N

Full Baths 2

Status Active

Directions From Winchester TN take US Hwy 41A to Cowan. Turn Left on Spruce Street. Property will be on the left past the 4-way stop

High School Franklin Co High School

City Cowan

Senior Community Y/N N

Lot Size Units Acres

Carport Spaces 0

Carport Y/N N

Elementary School Cowan Elementary

Property Attached Y/N N

Year Built Details New

Tax Annual Amount 1

Middle/Junior High School South Middle School

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Active

Interior

Basement None

Flooring Luxury Vinyl

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1200

Half Baths 0

Total Bedrooms 3

Main Level Bedrooms 3

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Builder

Above Grade Finished Area Source Builder

Above Grade Finished Area Unit Type Square Feet

Total Baths 2

Exterior

Water Source Public

Total Parking 0

Lot Size Area 0.24

Building Area Total 1200

Lot Size Acres 0.24

Lot Size Source Survey

Waterfront Y/N N

Covered Spaces 0

Internal Only

Street Number 1 109

* Excluded Features

List By

Winton Auction & Realty Co.

Broker

thomasore@realtracs.com

Affordability Calculator

$1,563

Per Month

Monthly Principal & Interest: $1,563
Monthly Property Taxes: $0
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cowan, TN

Average List Price ^$251,205

Percent of Sale Price 1%

About Cowan, TN

1,574 Population

-4% Since 2002

^$34,804 Median Income

41.02 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

244828 Elementary School

244979 Middle School

Franklin Co High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/8/2026	$247,500	-0.60%	Price Down
6/3/2026	$249,000		Listed Price

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109 Spruce St, Cowan, TN, 37318 is a Single Family Home for sale at $247,500 with 1,200 sqft and a lot size of 0.24. 109 Spruce St has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 37318 which is in Cowan, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of RealTracs Solutions. Real estate listings held by firms other than Weichert Realtors are marked with the Internet Data Exchange logo or thumbnail logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/19/2026.

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109 Spruce St

Single Family Home for sale in Cowan, TN

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