4284 RIVER BANK WAY Punta Gorda, FL $ 390,000
4284 RIVER BANK WAY
$ 390,000
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4284 RIVER BANK WAY

Punta Gorda, FL, 33980
$ 390,000
Bedrooms3 Baths2.0 Sq 2,354

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Punta Gorda, FL

for $390,000 with 3 bedrooms and 2 full baths. This 2,354 square foot home was built in 2007 on a lot size of 0.17.

Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **New Roof, all bedrooms are on the first floor** This move-in-ready property is being sold fully furnished with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable Flood Zone X, flood insurance is not required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.

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Single Family Active

Price

$ 390,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,073

Style

Single Family Residence

Lot Size

0.17

Year Built

2007

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

A4695142

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Sprinkler Meter Sprinkler Recycled Street Lights Underground Utilities Water Connected
Roof Tile
Appliances Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Freezer Ice Maker Microwave Washer Water Filtration System
Zoning PD
HOA Fee 398
Garage Spaces 2
Association Fee Includes Cable TV Common Area Taxes Community Pool Maintenance Grounds Manager Pool Maintenance Recreational Facilities
Patio/Porch Features Covered Screened
Security Features Gated Community Smoke Detector(s)
Construction Materials Block
Pets Allowed Yes
Year Built 2007
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Pond
Community Features Buyer Approval Required Deed Restrictions Fitness Center Gated Community - No Guard Irrigation-Reclaimed Water Playground Pool Sidewalks
Assoc Fee Paid Per Monthly
County Charlotte
New Construction false
Property Type Residential
Association Amenities Fitness Center Gated Playground
Attached Garage true
Subdivision Name RIVER CLUB
Facing Direction East
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions Take Harbor View Rd West turn right on Oakview Drive continue to the River Club gate show QR code to open gate (agent will provide) Oakview Drive becomes River Bank Way 4284 River Bank Way will be on the left.
High School Charlotte High
City PUNTA GORDA
Association Name Alliant Property Management
Senior Community Y/N false
MLS Area 33980 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 7235
Carport Y/N false
Elementary School Peace River Elementary
Land Lease Y/N false
Tax Annual Amount 4073.39
Home Warranty Y/N false
Middle/Junior High School Port Charlotte Middle
Additional Parcels Y/N false
Lease Considered Y/N false
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 211
Legal Description RIC 000 0000 0211 RIVER CLUB LT 211 3135/1529 RES3135/1530 E3130/1209 4875/1550 DC3278366-CMC
Water View Pond
Water Access Y/N false
Monthly HOA Amount 398
Additional Rooms Loft
Water View Y/N true
Flood Zone Code X500*
DockY/N false
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Tile
Furnished Y/N Partially
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Rain Gutters Sidewalk Sliding Doors
Vegetation Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features Landscaped Sidewalk
Water Source Canal/Lake For Irrigation Public
Lot Size Area 7235
Foundation Details Slab
Building Area Total 2882
Lot Size Acres 0.17
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features

Affordability Calculator

$2,802
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,463
Monthly Property Taxes
$339
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
6/21/2026$390,000 -3.70% Price Down
6/1/2026$405,000 Listed Price

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4284 RIVER BANK WAY, Punta Gorda, FL, 33980 is a Single Family Home for sale at $390,000 with 2,354 sqft and a lot size of 0.17. 4284 RIVER BANK WAY has 3 bedrooms, 2.0 baths, and was built in 2007. The property's zip code is 33980 which is in Punta Gorda, FL