446 E 4th Street
Loveland, CO, 80537 $ 1,250,000
Bedrooms7 Baths6.0 Sq 4,210 Monthly Estimate*
$ 7,696
Listed by Real Broker, LLC DBA Real
for $1,250,000 with 7 bedrooms and 6 full baths. This 4,210 square foot home was built in 1905 on a lot size of 0.24.
Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Façade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates. An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected
Roof Composition
Zoning DT
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Contemporary
Construction Materials Block Frame Stucco
Exclusions Tenants personal Property
Year Built 1905
Tenant Pays Electricity Gas Water
Levels One
Property Subtype Duplex
Tax Year 2025
Ownership Individual
Gross Income 76266
County Larimer
Operating Expense 12616
Property Type Residential Income
HOA N
Attached Garage N
Subdivision Name LOV
Status Active
Directions Corner of 4th St and Washington
High School Thompson Valley
City Loveland
Senior Community Y/N N
High School District Thompson R2-J
Lot Size Units Square Feet
Lot Size Square Feet 10500
Carport Spaces 0
Listing Terms 1031 Exchange Cash Conventional
Elementary School Truscott
Tax Annual Amount 4116
Middle/Junior High School Bill Reed
Ok to Lease Month To Month
Structure Type Duplex
Standard Status Active
Occupancy Type Tenant
Middle/Junior School District Thompson R2-J
Elementary School District Thompson R2-J
Cap Rate 5.09
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InteriorBasement Unfinished
Flooring Carpet Vinyl Wood
Common Walls 1 Common Wall
Basement (Y/N) Y
Above Grade Finished Area 4210
Total Bedrooms 7
Below Grade Finished Area 0
Total Baths 6
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ExteriorFencing Partial
Parking Features Concrete
Water Source Public
Total Parking 2
Lot Size Area 10500
Building Area Total 4210
Lot Size Acres 0.24
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByReal Broker, Llc Dba RealBroker
Affordability Calculator
- Monthly Principal & Interest
- $7,696
- Monthly Property Taxes
- $343
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Loveland, CO
Average List Price $621,058
Percent of Sale Price 50%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3168071 Elementary School
1524306 Middle School
Thompson Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/1/2026 | $1,250,000 | | Listed Price |