235 Cardinal Circle W
Saint Marys, GA, 31558 $ 368,000
Bedrooms3 Baths2.0 Sq 1,860 Monthly Estimate*
$ 2,266
for $368,000 with 3 bedrooms and 2 full baths. This 1,860 square foot home was built in 1991 on a lot size of 0.3.
235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include a gas water heater for energy efficiency and the pride of ownership that shows throughout the home.For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.
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FeaturesGeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available High Speed Internet Phone Available Sewer Connected
Roof Composition
Appliances Dishwasher Disposal Range Refrigerator
HOA Fee 890
Association Fee Includes Private Roads
Architectural Style Ranch
Construction Materials Concrete
Year Built 1991
Levels One
Property Subtype Single Family Residence
Tax Year 25
Community Features Gated Lake Street Lights
County Camden
New Construction false
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Osprey Cove
Garage Y/N true
Full Baths 2
Status New
Directions Take 95 to Exit 1 turn towards St. Mary's. In 2.6 mi turn into Osprey Cove Gate. Through gate turn Right onto Cardinal Cir W 235 will be on your left at the cul-de-sac. Latitude: 30.751727 Longitude: -81.614052
High School Camden
City St. Marys
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N false
Elementary School Mary Lee Clark
Land Lease Y/N false
Tax Annual Amount 5198.56
Home Warranty Y/N false
Middle/Junior High School Saint Marys
Property Condition Resale
Structure Type Garden/Patio Home
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Separate Shower Soaking Tub Split Bedroom Plan Tile Bath Tray Ceiling(s) Walk-In Closet(s)
Basement None
Flooring Tile Vinyl
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1860
Half Baths 0
Laundry Features In Hall
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Garage Attached Kitchen Level Garage Door Opener
Lot Features Level Other
Water Source Public
Lot Size Area 13068
Foundation Details Slab
Building Area Total 1860
Lot Size Acres 0.3
Lot Size Source Public Records
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* Excluded FeaturesList ByAvalon Properties GroupBroker
tom@avalonpropertiesgroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,266
- Monthly Property Taxes
- $433
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Marys, GA
Average List Price $486,853
Percent of Sale Price 32%
About Saint Marys, GA 17,756 Population
25% Since 2002
$ 55,938 Median Income
34.07 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Camden High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/1/2026 | $368,000 | | Listed Price |