848 State Street
Boyne City, MI, 49712 $ 859,999
Bedrooms4 Baths2.0 Sq 3,306 Monthly Estimate*
$ 5,940
for $859,999 with 4 bedrooms and 2 full baths. This 3,306 square foot home was built on a lot size of 3.2.
BOYNE RIVERFRONT! Nestled along 368 feet of the beautiful BOYNE RIVER SHORELINE! With 3.2 acres in the heart of Boyne City it is a DREAM home for anyone who enjoys FISHING, KAYAKING, or SWIMMING. It could make a perfect weekend PRIVATE getaway, lovely home or rental income opportunity! This home is within the city limits AND it is exempt from the short term rental cap! Just a short walk to lake Charlevoix and downtown Boyne. Partly built in 2011, this Victorian with over 3,300 SF combines charming yet modern. *EXTRA * 780 SF finished heated studio room above the garage! Imagine the possibilities!! FIRST FLOOR Primary Bed & Bath and Laundry Rm. Updated Primary bath (newer addition) includes Bay Window, Walk In Shower and granite counter. Updated Kitchen has tons of storage! Corian & Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Great Rm, built 2011, is truly a perfect place to ENTERTAIN! Enjoy a large open space with natural hardwood flooring, natural light & PHENOMENAL Fall colors out every window. Sliding glass door leads to the River, gardens & fire pit. A perfect place to roast marshmallows, look up at the stars and tell stories! 3 more Bedrooms upstairs and Full Updated bath with granite counter. Newer FOUR car garage, built in 2012 is TWO stories. SECOND level, formally used as an Art & Music Studio, features large windows with Boyne River picturesque views. This 780 SF Studio comes complete with knotty pine, oak flooring, recessed lighting and HEAT! There is a full Dining room, formally used as a sitting room. Additionally, a side entrance leads to the Amazing wrap around front porch. So enjoy lake living festivities in Boyne City: New Bike trails, Restaurants, quaint shops, Marina, Riverside Park, Veterans Park, Rotary Park, breathtaking sunsets and MUCH more! Do you Ski? 6 miles to Boyne Mountain, 6 miles to Walloon and 15 miles to Petoskey! This home has natural gas, NOT propane & Wired for generator.
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FeaturesInteriorInterior Amenities Cable/Internet Avail.
Great Room Level Entry
Dining Room Level Entry
Bedroom 3 Level Second
Bedroom 1 Level Entry
Bedroom 2 Level Second
Beds 4
Fireplace? No
Total Rooms 13
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GeneralHeating Baseboard Radiant
Kitchen Level Entry
Cooling Ceiling Fan(s)
Possession At Close
Garage Detached Garage Gar Door Opener Heated Garage
Water Private Well
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 9999
Pets Allowed Yes
Style Victorian
County Charlevoix
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Boyne City
Subdivision MI
Sale/Rent For Sale
Status Detail 0
Structure Style 2 Story
Area Boyne City (15018)
Primary City Boyne City
Virtual Tour https://www.propertypanorama.com/instaview/nocbor/20261025955
Directions On State Street Just East of Call. Across from the rotary park.
City Boyne City
School District Boyne City Public School Distric
Financial Terms Cash Conventional FHA VA
Legal Description COM ON SLY LI HWY M-75 & E LI OF W 100FTOF E 1/2 OF NW 1/4 OF NW 1/4 SEC 36 T33N R6W TH ELY AL SLY LI SD HWY 132.35FT TO POB TH AT ANG 96DEG48' TO RT 442FT M/LTOWATERS EDGE OF BOYNE RIVER TH ELY AL SD
DOM 138
Postal Code 49712
Price Per Sq Ft Total AG 260.13
Public Remarks BOYNE RIVERFRONT! Nestled along 368 feet of the beautiful BOYNE RIVER SHORELINE! With 3.2 acres in the heart of Boyne City it is a DREAM home for anyone who enjoys FISHING KAYAKING
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ExteriorExterior Other Wood
Exterior Amenities Porch
Frontage 267
Body of Water Boyne River
Lot Size Area 3.2
Pool (Y/N) No
Lot Dimensions 267x647x368x436
Water Features River Frontage
Roads Paved Street
Waterfront Y/N Yes
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* Excluded FeaturesList ByRosemary DickowListing Agent
rosemarydickow@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,940
- Monthly Property Taxes
- $418
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Boyne City, MI
Average List Price $1,134,908
Percent of Sale Price 32%
About Boyne City, MI 8,125 Population
4% Since 2002
$ 52,006 Median Income
45.35 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3955150 Elementary School
3955154 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/7/2026 | $859,999 | -2.27% | Price Down |
| 9/12/2026 | $879,999 | -2.22% | Price Down |
| 8/27/2026 | $899,999 | -5.16% | Price Down |
| 7/30/2026 | $949,000 | -2.06% | Price Down |
| 7/15/2026 | $969,000 | -5.92% | Price Down |
| 7/7/2026 | $1,030,000 | -2.83% | Price Down |
| 6/25/2026 | $1,060,000 | -2.75% | Price Down |
| 6/1/2026 | $1,090,000 | | Listed Price |