20 Heathcote Road Carmel, NY $ 425,000
20 Heathcote Road
$ 425,000
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20 Heathcote Road

Carmel, NY, 10512
$ 425,000
Bedrooms3 Baths1.1 Sq 1,496

Monthly Estimate*

$ 2,617

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Single Family Home for sale in Carmel, NY

for $425,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,496 square foot home was built in 1938 on a lot size of 0.1837.

Don’t miss this opportunity to live in a desirable lake community with convenient access to major highways, Metro-North train station, schools and hospital. This charismatic home offers 3 bedrooms plus a bonus den/office and detached garage w/workshop. Relax on your front deck overlooking the fenced yard adorned with cherry, magnolia, maple, and peach trees. The main level features a welcoming sunroom/entryway, cozy living room w/pellet stove, two bedrooms, updated full bath, kitchen, dining area, laundry area, and pantry! The kitchen offers convenient access from the flat driveway—perfect for bringing in groceries—and features new butcher block countertops, new backsplash, and a walk-in pantry w/shelving and radiant floor heat. The updated bathroom features radiant floor heating for added comfort, while the main-level laundry area provides everyday convenience. Upstairs, you'll find a third bedroom with an adjoining bathroom featuring a commode, shower, and sink, along with a versatile space ideal for office, guest room, hobby room, storage - you decide! New flooring extends throughout the kitchen, pantry, dining area, sunroom, and second level. Additional improvements include a newly blacktopped driveway, new rear steps and railing, newer roofs on both the home and garage, a newer above-ground oil tank, boiler, electrical panel, hot water heater, well pump, and septic lid. The refrigerator and dryer are approx. two years old, while the remaining appliances are approx. four years old. Additional features include a whole-house water filtration system, generator hookup, and security cameras equipped w/floodlights and motion/sound detection. As a resident, you'll enjoy access to the Lake Carmel community featuring 7 beaches, swimming, fishing, non-motorized boating, playgrounds, and basketball courts. Great year-round home or weekend escape!

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 10,801

Style

Cottage

Lot Size

0.1837

Year Built

1938

Town/City

Carmel

County/Region

Putnam

MLS | Web ID

1006104

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Entrance Foyer Pantry Master Downstairs
Basement Partial Unfinished Walk-Out Access
Flooring Hardwood Laminate
Total Fireplaces 1
Fireplace Features Living Room Pellet Stove
Basement Features Partial Unfinished Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 2
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General
Sewer Septic Tank
Heating Baseboard Oil Radiant Radiant Floor
Cooling Wall/Window Unit(s)
Utilities Cable Connected Electricity Connected Propane Trash Collection Public Water Connected
Appliances Dishwasher Dryer Oven Refrigerator Stainless Steel Appliance(s) Washer
Garage Spaces 1
Patio/Porch Features Deck
Architectural Style Cottage
Security Features Security Lights
Construction Materials Vinyl Siding
Exclusions Rose bush sunroom pellet stove
Year Built 1938
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 372200-033-066-0001-009-000-0000
Waterfront Features Beach Access Lake Privileges Water Access
County Putnam County
Property Type Residential
HOA N
Garage Y/N Y
Other Structures Garage(s) Workshop
Total Rooms 7
Full Baths 1
Directions NY-52 W to Towners Rd in Lake Carmel. Continue on Towners Rd. to Heathcote Rd
High School Carmel High School
City Kent
Disclosures Lead Paint Seller Property Disclosure
Senior Community Y/N N
High School District Carmel
Carport Y/N N
Elementary School Matthew Paterson Elementary School
Property Attached Y/N N
Tax Annual Amount 10801
Middle/Junior High School George Fischer Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 357000
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Exterior
Exterior Amenities Lighting
Fencing Fenced
Parking Features Driveway Garage Driveway Garage
Water Source Well
Inclusions Washer Dryer Refrigerator Stove Dishwasher
Spa N
Building Area Total 1496
Waterfront Y/N N
Horse Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Lynn Stoecker

Listing Agent

Briante Realty Group, Llc

Broker

845-225-2020

Contact

Affordability Calculator

$3,517
Per Month
74%
26%
0%
Monthly Principal & Interest
$2,617
Monthly Property Taxes
$900
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4100201 Elementary School
4100096 Middle School
Carmel High School High School
Pricing History
DatePricePrice ChangeDescription
5/31/2026$425,000 Listed Price

Map


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20 Heathcote Road, Carmel, NY, 10512 is a Single Family Home for sale at $425,000 with 1,496 sqft and a lot size of 0.1837. 20 Heathcote Road has 3 bedrooms, 1.1 baths, and was built in 1938. The property's zip code is 10512 which is in Carmel, NY