22907 State Road 120 Highway Elkhart, IN ^$ 347,000

22907 State Road 120 Highway

^$ 347,000

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22907 State Road 120 Highway

Elkhart, IN, 46516

^$ 347,000

Bedrooms3 Baths3.0 Sq 2,349

Monthly Estimate*

^$ 2,137

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Single Family Home for sale in Elkhart, IN

for $347,000 with 3 bedrooms and 3 full baths. This 2,349 square foot home was built in 1945 on a lot size of 1.37.

Amazing investor opportunity on the upper St. Joseph river! Gorgeous 1.37 acre parcel with 123 feet of prime upper St Joe river frontage. Concrete seawall and sandy kayak launch. Beautiful Oak and Maple trees. The Kitchen is open to the living and dining rooms. 12 foot ceilings in the living room really bring in the stunning river views! Brick fireplaces can be found on both levels. The walkout level offers a attractive wet bar convenient to the concrete patio. Plenty of nature and privacy. Seller is needing an "as-is" cash offer. Any and all offers will be considered.

Single Family Active

Price

^$ 347,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,961

Style

Cabin/Cottage

Lot Size

1.37

Year Built

1945

Town/City

Elkhart

County/Region

Elkhart

MLS | Web ID

202620767

Features

General

Sewer Septic

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Basement

Fireplaces Yes

Water Access Type Riverfront

Amenities 1st Bdrm En Suite Ceiling-9+ Countertops-Laminate Dryer Hook Up Gas Open Floor Plan Patio Open Range/Oven Hook Up Gas RV Parking Stand Up Shower Tub/Shower Combination Main Level Bedroom Suite Formal

Status Active Active

Full Baths 3

Half Baths 0

Bathrooms 3

Year Built 1945

New Construction No

Subdivision None

Style One Story

Township Concord

Class RESIDENTIAL

Type Site-Built Home

Age 81

REO No

Status Detail 0

Common Amenities None

Dining Room Level Main

Area Elkhart County

Location Rural

High School Concord

City Elkhart

School District Concord Community Schools

Architectural Style Cabin/Cottage

Total Sq Ft 2589

Elementary School East Side

Middle School Concord

Legal Description IN SW SW SEC 36 38-5 & NW NW SEC 1-37-5 100FT N BR RD556.27 E INT SEC W SEC LINE EX SE COR 80X243.03FT SEC 1 1.365A

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202620767

Agent First Name Tonia

Agent Last Name Miller

DOM 4

Tax Year 2026

Interior

Basement Walk-Out Basement Finished Outside Entrance

Fireplace(s) 2

Flooring Carpet

Beds 3

Total Rooms 12

Dining Room Length 13

Dining Room Width 10

Fireplace Dining Rm Family Rm

Family Room Width 24

Living Room Width 14

Family Room Length 25

Living Room Length 18

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 1

Below Grade Bedrooms 0

Full Baths Below Grade 1

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 14

2nd Bedroom Length 12

2nd Bedroom Level Main

2nd Bedroom Width 10

3rd Bedroom Length 20

3rd Bedroom Level Main

3rd Bedroom Width 10

Extra Room Description work room or office

Extra Room Length 14

Extra Room Level Lower

Extra Room Width 13

Basement Material Block

Exterior

Exterior Wood

Water Frontage 123

Driveway Concrete

Pool No

Waterfront River

Lot Size Area 59459

Lot Dimensions 108X552.6

Lot Description Partially Wooded Slope Waterfront 0-2.9999 Waterfront-Medium Bank

Fence None

Waterfront Y/N Yes

* Excluded Features

List By

Tonia Miller

Listing Agent

Price Investments

Broker

tonia@priceinvestmentsllc.com

Affordability Calculator

$2,300

Per Month

Monthly Principal & Interest: $2,137
Monthly Property Taxes: $163
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elkhart, IN

Average List Price ^$375,950

Percent of Sale Price 8%

About Elkhart, IN

53,365 Population

-3% Since 2002

^$39,230 Median Income

35.79 Median Age

33% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236046 Elementary School

1236084 Middle School

Concord High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/30/2026	$347,000		Listed Price

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22907 State Road 120 Highway, Elkhart, IN, 46516 is a Single Family Home for sale at $347,000 with 2,349 sqft and a lot size of 1.37. 22907 State Road 120 Highway has 3 bedrooms, 3.0 baths, and was built in 1945. The property's zip code is 46516 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 6/5/2026.

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22907 State Road 120 Highway

Single Family Home for sale in Elkhart, IN

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