428 N Hay Street Bloomington, IN $ 199,900
428 N Hay Street
$ 199,900
Open House 7/19 1pm - 3pm
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428 N Hay Street

Bloomington, IN, 47404
$ 199,900
Bedrooms3 Baths1.0 Sq 1,050

Monthly Estimate*

$ 1,262

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Single Family Home for sale in Bloomington, IN

for $199,900 with 3 bedrooms and 1 full bath. This 1,050 square foot home was built in 2002 on a lot size of 0.2.

Whether you're looking for your first home or a turnkey investment property, this move-in-ready ranch offers exceptional value. Built in 2002 and featuring major system updates, this home combines the low-maintenance benefits of newer construction with a spacious fenced backyard and convenient location near downtown Bloomington and Indiana University. This affordable 3-bedroom ranch on a quiet dead-end street features a large covered front porch, hardwood floors in the living room, kitchen, and hall, freshly painted interior, fully fenced backyard, and an eat-in kitchen with all appliances. The bathroom offers a separate commode room and a separate shower room from the twin-sink vanity area, making it practical for shared use. There is a nice-sized laundry room with a washer and dryer. The backyard is spacious and level, perfect for lawn games and entertaining. The kitchen appliances were updated in 2022 (gas range, refrigerator, and microwave), and the dishwasher in 2024. The washer and dryer were purchased in 2023. The furnace and AC were installed in 2022. There is an active occupancy permit through HAND for 3 unrelated adults, and the home has been previously leased for $2100/month. Schedule an appointment today!

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Open House

7/19/2026 1:00 PM - 3:00 PM
428 N Hay Street Bloomington, IN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 199,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,696

Style

Ranch

Lot Size

0.2

Year Built

2002

Town/City

Bloomington

County/Region

Monroe

MLS | Web ID

202620738

Features
General
Sewer City
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Amenities Cable Available Detector-Carbon Monoxide Detector-Smoke Disposal Eat-In Kitchen Porch Covered Twin Sink Vanity Tub/Shower Combination
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 2002
New Construction No
Subdivision Northwest Bloomington City
Style One Story
Township Bloomington
Class RESIDENTIAL
Type Site-Built Home
Age 24
Inside City Limits Yes
REO No
Status Detail 0
Area Monroe County
Location City/Town/Suburb
High School Bloomington North
City Bloomington
School District Monroe County Community School C
Architectural Style Ranch
Total Sq Ft 1050
Elementary School Fairview
Middle School Tri-North
Legal Description HAY STREET LOT 3 (.20 Acre) State ID #53-05-32-304-003.000-005
Virtual Tour https://www.tourfactory.com/3244897
Agent First Name Ron
Agent Last Name Plecher
DOM 42
Tax Year 2025/2026
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Interior
Basement Crawl
Flooring Hardwood Floors Carpet
Beds 3
Total Rooms 6
Living Room Width 12
Living Room Length 17
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 9
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Exterior
Exterior Vinyl
Driveway Concrete Gravel
Pool No
Lot Size Area 8712
Lot Dimensions 57X155
Lot Description Level
Fence Privacy Wood
Waterfront Y/N No
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* Excluded Features
List By
Ron Plecher

Listing Agent

Realty Professionals

Broker

rplecher@homefinder.org

Email

Affordability Calculator

$1,487
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,262
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236716 Elementary School
1235877 Middle School
Bloomington North High School High School
Pricing History
DatePricePrice ChangeDescription
7/10/2026$199,900 -9.10% Price Down
5/30/2026$219,900 Listed Price

Map


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428 N Hay Street, Bloomington, IN, 47404 is a Single Family Home for sale at $199,900 with 1,050 sqft and a lot size of 0.2. 428 N Hay Street has 3 bedrooms, 1.0 baths, and was built in 2002. The property's zip code is 47404 which is in Bloomington, IN