12936 NW 4th Terrace

Some homes come with a story, and this one starts with a number worth paying attention to: 4.75%. This beautifully cared for home carries an assumable VA loan, and the seller is open to transferring her VA benefit so the buyer doesn't need to be a veteran or hold VA eligibility to take advantage of it. In today's market, that kind of rate is genuinely hard to come by. The home itself is the kind of place that feels ready the moment you walk in. Built with care and thoughtfully updated since, it comes with 2022 appliances, a whole-home water filtration system, a North Star Water Softener, full gutter wrap, and a Beehive underground irrigation system already in place. These are the upgrades most buyers spend months and thousands adding after closing. Here, they're already done. Inside, tall ceilings and generous natural light set a welcoming tone from the entryway through the open living, dining, and kitchen spaces. The layout flows naturally, whether you're having a quiet night in or hosting friends. The kitchen anchors it all with white cabinetry, a large island with seating, a gas range, and plenty of room to cook and gather. The primary suite offers a calm retreat with dual sinks, a walk-in shower, and great storage. Neutral finishes throughout make it easy to settle in and make it your own over time. Out back, the screened-in porch is one of those features you'll use more than you expect, for morning coffee, a slow evening, or simply enjoying the season. The community adds walking trails and a playground just steps away. Comfort, thoughtfulness, and a financial edge that's genuinely rare. This one is worth a closer look.