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31448 PENNY SURF LOOP Wesley Chapel, FL $ 434,900
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31448 PENNY SURF LOOP
$ 434,900
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31448 PENNY SURF LOOP

Wesley Chapel, FL, 33545
$ 434,900
Bedrooms4 Baths2.1 Sq 2,260

Monthly Estimate*

$ 2,678

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Single Family Home for sale in Wesley Chapel, FL

for $434,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,260 square foot home was built in 2021 on a lot size of 0.12.

Welcome to this beautifully designed home located in the highly sought-after Epperson community — one of Wesley Chapel’s premier master-planned neighborhoods known for its resort-style living and unmatched amenities. Combining modern elegance, comfort, and convenience, this exceptional property offers the ultimate Florida lifestyle buyers are looking for. Step inside to discover a bright open-concept floor plan filled with natural light, soaring ceilings, and stylish contemporary finishes throughout. The gourmet kitchen serves as the heart of the home, featuring sleek cabinetry, quartz/granite countertops, stainless steel appliances, and a spacious island perfect for entertaining family and friends. The luxurious primary suite provides a peaceful private retreat complete with a spa-inspired bathroom and oversized walk-in closet. Additional bedrooms give flexibility for family, guests, or a home office setup. Enjoy outdoor living year-round from the covered lanai and spacious backyard — ideal for relaxing evenings, weekend BBQs, or creating your own private oasis. Living in Epperson means enjoying access to world-class community amenities, including: The famous crystal-clear lagoon Sandy beaches & resort-style experiences Kayaking, paddleboarding & outdoor activities Walking trails, parks & golf cart-friendly streets Community events and family-friendly lifestyle Ideally located just minutes from: • Top-rated schools • Shopping & dining • Tampa Premium Outlets & The Shops at Wiregrass • Major highways including I-75 & SR-54 • Hospitals, entertainment, and everyday conveniences This move-in ready home offers incredible value in one of Tampa Bay’s fastest-growing and most desirable communities. Whether you’re searching for your dream home, vacation-style living, or a strong investment opportunity, this property truly checks every box.

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Single Family Active

Price

$ 434,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,442

Style

Single Family Residence

Lot Size

0.12

Year Built

2021

Town/City

Wesley Chapel

County/Region

Pasco

MLS | Web ID

TB8513397
Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Connected Electricity Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer Water Filtration System
Zoning MPUD
HOA Fee 260
Garage Spaces 2
Construction Materials Block Concrete
Pets Allowed Cats OK Dogs OK
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Co-op
HOA Fee 2 260
Assoc Fee Paid Per Quarterly
County Pasco
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name EPPERSON RANCH NORTH POD F
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions On Over pass make a left onto penny surf loop proprerty is on the right
City WESLEY CHAPEL
Association Name KAi
Senior Community Y/N false
MLS Area 33545 - Wesley Chapel
Lot Size Units Square Feet
Lot Size Square Feet 5037
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
HOA Fee 2 Frequency Quarterly
Land Lease Y/N false
Tax Annual Amount 8442
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8513397
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 2688
Tax Lot 4
Legal Description EPPERSON RANCH NORTH POD F PHASE 1 PB 84 PG 001 LOT 4
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 86.67
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Built-in Features High Ceilings Living Room/Dining Room Combo
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities French Doors Gray Water System
Water Source Public
Lot Size Area 5037
Foundation Details Slab
Building Area Total 2721
Lot Size Acres 0.12
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Lpt Realty, Llc

Broker

jaimebarrios17@gmail.com

Email

Affordability Calculator

$3,381
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,678
Monthly Property Taxes
$704
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/29/2026$434,900 Listed Price

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31448 PENNY SURF LOOP, Wesley Chapel, FL, 33545 is a Single Family Home for sale at $434,900 with 2,260 sqft and a lot size of 0.12. 31448 PENNY SURF LOOP has 4 bedrooms, 2.1 baths, and was built in 2021. The property's zip code is 33545 which is in Wesley Chapel, FL

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