938 S 5th Street
St. Charles, IL, 60174 $ 1,350,000
Bedrooms5 Baths4.1 Sq 3,829 Monthly Estimate*
$ 8,524
Single Family Home for sale in St. Charles, IL
for $1,350,000 with 5 bedrooms and 4 full baths, 1 half bath. This 3,829 square foot home was built in 2016.
Built in 2016, this custom Derrico home offers over 5,000 sq ft of finished living space, with exceptional craftsmanship and luxury finishes throughout, in a prime in-town location directly across from Baker Field Park and within walking distance of both downtown St. Charles and downtown Geneva. The welcoming front porch features gas lamps and space to relax, while the interior offers 10-foot ceilings, 8-foot doors, a private study with built-ins and French doors, formal dining room with butler's station and Sub-Zero beverage refrigerator, and a top-tier chef's kitchen with custom cabinetry, natural quartzite countertops, walk-in pantry, oversized island, breakfast nook, Sub-Zero refrigerator, Sub-Zero stand alone ice maker, and Wolf dual-fuel range with double ovens and griddle. The spacious family room features a beamed ceiling, fireplace, and French doors leading to the private fenced backyard with professional landscaping, outdoor lighting, and new hot tub (2025). Upstairs includes 9-foot ceilings, a luxury primary suite with custom dual closets and spa bath, ensuite second bedroom, Jack-and-Jill bath serving bedrooms three and four, second-floor laundry, and a newly finished attic space with separate 2025 split system offering a 5th bedroom, bonus room, and additional storage. The finished lower level includes a large rec room with stone accent wall and LED fireplace, full wet bar with Sub-Zero wine and beverage refrigerators, exercise room, sauna, steam shower bath, second laundry room, and storage room. Oversized heated 2-car garage with high ceilings and professionally finished epoxy floors. New fencing and gates (2025), new driveway, plus new water heater, dishwasher, and washer/dryer (2025).
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FeaturesGeneralLiving Area 3829
Sewer Public Sewer
Heating Natural Gas Forced Air Zoned
Cooling Central Air Zoned
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher High End Refrigerator Bar Fridge Washer Dryer Disposal Wine Refrigerator Water Purifier Owned Water Softener Owned Humidifier
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Other
Year Built 2016
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Park Tennis Court(s) Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 13
Full Baths 4
Status Contingent
Directions 3rd Street to Horne to S. 5th Street
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 25856.56
Virtual Tour https://www.zillow.com/view-imx/bbec636b-1206-4a5f-9f2f-92b19da567ad?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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InteriorInterior Amenities Sauna Dry Bar Wet Bar Built-in Features Walk-In Closet(s) Bookcases Beamed Ceilings Special Millwork Separate Dining Room
Basement Finished 9 ft + pour Concrete Rec/Family Area Storage Space Full
Flooring Hardwood Laminate
Total Fireplaces 2
Fireplace Features Gas Starter More than one
Half Baths 1
Laundry Features Upper Level Multiple Locations Sink
Total Bedrooms 5
Below Grade Finished Area 1127
Room Type Eating Area Utility Room-2nd Floor Recreation Room Exercise Room Mud Room Study Foyer Bedroom 5 Bonus Room
Total Baths 5
Bedrooms Possible 5
Bathroom Separate Shower Steam Shower Double Sink Soaking Tub
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ExteriorExterior Amenities Lighting
Parking Features Concrete Off Alley Garage Door Opener Heated Garage Garage Yes Garage Owned Attached
Lot Features Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 50X132
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump Sprinkler-Lawn Backup Sump Pump;
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* Excluded FeaturesList ByExp Realty - St. CharlesBroker
cory@coryjonesteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,524
- Monthly Property Taxes
- $2,155
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTrends Information provided by ATTOM Data Solutions.
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/28/2026 | $1,350,000 | | Listed Price |