37575 Ocean Reef Willoughby, OH ^$ 259,900

37575 Ocean Reef

^$ 259,900

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Open House 5/31 11am - 12:30pm

37575 Ocean Reef

Willoughby, OH, 44094

^$ 259,900

Bedrooms4 Baths2.0 Sq 1,558

Monthly Estimate*

^$ 1,600

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Condo for sale in Willoughby, OH

for $259,900 with 4 bedrooms and 2 full baths. This 1,558 square foot condo was built in 1992 on a lot size of 0.44.

INCREDIBLE OPPORTUNITY to own a beautifully updated 4-bedroom, 2 bath condominium in Smugglers Cove, with a beautiful backyard, conveniently located just minutes from freeways, medical facilities, shopping, and downtown Willoughby Restaurauts and entertainment. Step inside to discover a completely remodeled interior featuring a gorgeous, updated kitchen with sleek quartz countertops, modern cabinetry, luxury LVT flooring, and quality finishes throughout. Both bathrooms have been fully renovated with stylish upgrades that add comfort and elegance. The spacious Florida room offers the perfect place to relax, entertain, or enjoy year-round sunshine. This move-in-ready home blends classic charm with modern upgrades—an exceptional opportunity you won’t want to miss! Additional improvements include a brand-new furnace installed 2026, remote-controlled main floor ceiling fans, and new blinds throughout. All appliances stay. The home also offers abundant attic storage access through the upstairs hall closet. Condominium is POS compliant. Don't miss your chance to see this exceptional property-schedule your private showing today!

Open House

5/31/2026 11:00 AM - 12:30 PM

37575 Ocean Reef Willoughby, OH

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Condo Active

Price

^$ 259,900

Bedrooms

Full Bath

Property Type

Condo

Taxes

^$ 3,464

Style

Lot Size

0.44

Year Built

1992

Town/City

Willoughby

County/Region

Lake

MLS | Web ID

5212465

Features

General

Sewer PublicSewer

Heating ForcedAir Gas

Cooling CentralAir CeilingFans

Possession Negotiable

Roof Asphalt Fiberglass

Garage Spaces 2

Association Fee Includes Insurance MaintenanceGrounds MaintenanceStructure Sewer SnowRemoval Trash Water

Architectural Style CapeCod

Construction Materials AluminumSiding VinylSiding

Pets Allowed Yes

Year Built 1992

Stories Count 2

Township Willoughby

Levels Two

Property Subtype Condominium

Tax Year 2025

HOA Fee 2 320

County Lake

Property Type Residential

HOA false

Attached Garage false

Subdivision Name Smuglers Cove Condo

Garage Y/N true

Total Rooms 7

Full Baths 2

Status Active

Directions Erie Road to Smugglers Cove to Ocean Reef.

City Willoughby

High School District Willoughby-Eastlake - 4309

Lot Size Units Acres

Carport Y/N false

HOA Fee 2 Frequency Monthly

Property Attached Y/N true

Land Lease Y/N false

Tax Annual Amount 3464

Home Warranty Y/N false

Living Area Units SquareFeet

Standard Status Active

Middle/Junior School District Willoughby-Eastlake - 4309

Elementary School District Willoughby-Eastlake - 4309

Year Built Source PublicRecords

Property Sub Type Additional Condominium

Legal Description LOT 115 GORE TRACT

Interior

Total Fireplaces 0

Total Stories 2

Basement (Y/N) false

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N false

Above Grade Finished Area 1558

Half Baths 0

Laundry Features MainLevel

Total Bedrooms 4

Entry Level 0

Main Level Bedrooms 1

Main Level Bathrooms 1

Above Grade Finished Area Source PublicRecords

Total Baths 2

Exterior

Parking Features DirectAccess

Water Source Public

Lot Size Area 0.44

Foundation Details Slab

Lot Size Acres 0.44

Lot Size Source Assessor

Waterfront Y/N false

* Excluded Features

List By

Renee Beech

Listing Agent

Mcdowell Homes Real Estate Services

Broker

reneebeech@mcdhomes.com

Affordability Calculator

$1,889

Per Month

Monthly Principal & Interest: $1,600
Monthly Property Taxes: $289
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Condo listings in Willoughby, OH

Average List Price ^$233,036

Percent of Sale Price 10%

About Willoughby, OH

23,178 Population

3% Since 2002

^$54,543 Median Income

43.67 Median Age

21% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4458231 Elementary School

4458584 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/28/2026	$259,900		Listed Price

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37575 Ocean Reef, Willoughby, OH, 44094 is a Condo for sale at $259,900 with 1,558 sqft and a lot size of 0.44. 37575 Ocean Reef has 4 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 44094 which is in Willoughby, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the YES MLS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the YES MLS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/29/2026.

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37575 Ocean Reef

Condo for sale in Willoughby, OH

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