2095 NE Church St
Cleveland, TN, 37311 $ 449,000
Bedrooms5 Baths3.0 Sq 1,899 Monthly Estimate*
$ 2,765
for $449,000 with 5 bedrooms and 3 full baths. This 1,899 square foot home was built in 1940 on a lot size of 0.16.
Just minutes from Lee University and right in the heart of downtown Cleveland, this beautifully updated 5-bedroom, 3-bath property offers the perfect blend of historic character, modern upgrades, and incredible income-producing potential. Whether you're looking for a primary residence, student housing opportunity, multigenerational setup, or short-term rental investment, 2095 Church Street NE delivers flexibility and value in one of Cleveland's most convenient locations. From the moment you arrive, you'll appreciate the home's timeless curb appeal, metal roof, updated exterior finishes, and inviting front porch. Inside, the home is filled with warmth and personality featuring gorgeous hardwood floors, distinctive lighting, crown molding, and thoughtfully designed spaces throughout. The living room centers around a stunning tiled fireplace with an elegant wood mantle, creating the perfect cozy gathering space. French doors lead into a beautifully redesigned kitchen that feels straight out of a magazine. Highlights include quartz countertops, butcher block island, stainless steel appliances, brick accents, open shelving, sleek cabinetry, deep single-basin sink, tile flooring, and a charming eat-in dining area flooded with natural light. The main level features two guest bedrooms and a full bath, while the spacious primary suite offers a true retreat with a custom accent wall, modern fixtures, frosted glass barn door, walk-in closet, and stylish ensuite bath complete with double vessel sinks and updated finishes. Upstairs, you'll find two additional bedrooms with charming gabled ceilings and hardwood flooring that add even more character to the home. One of the standout features of this property is the detached/additional living space offering exceptional flexibility and income potential. Previously utilized as both long-term and short-term rental space, the accessory unit includes a kitchenette with granite countertops, sink, dishwasher, and refrigerator along wit
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FeaturesGeneralLiving Area 1899
Sewer Public Sewer
Heating Central Electric
Cooling Wall/Window Unit(s) Central Air Ceiling Fan(s)
Utilities Electricity Available Water Available
Possession Immediate
Appliances Dishwasher Microwave Range Refrigerator
Patio/Porch Features Deck
Architectural Style Contemporary
Construction Materials Frame Vinyl Siding Other Brick
Year Built 1940
View City
Stories Count 2
Topography Level
Levels Two
Property Subtype Single Family Residence
County Bradley County TN
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Windows
Subdivision Name Greenwood Add
Full Baths 3
Status Active
Directions From Lee University near Bowdle and O'Bannon Halls head north on 20th Street NE then turn right onto Church Street NE. Continue a short distance and the property will be located on the left.
High School Cleveland High
City Cleveland
Senior Community Y/N N
Lot Size Units Acres
Elementary School Mayfield Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1171
Middle/Junior High School Cleveland Middle
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Ceiling Fan(s)
Basement Crawl Space
Flooring Wood Laminate Tile
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1899
Half Baths 0
Laundry Features Washer Hookup Electric Dryer Hookup
Total Bedrooms 5
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Appraiser
Above Grade Finished Area Source Appraiser
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorLot Features Level
Water Source Public
Total Parking 0
Lot Size Area 0.16
Building Area Total 1899
Lot Size Acres 0.16
Lot Size Source Assessor
Waterfront Y/N N
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* Excluded FeaturesList Bycarla@silverkeycompanies.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,765
- Monthly Property Taxes
- $98
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cleveland, TN
Average List Price $426,234
Percent of Sale Price 5%
About Cleveland, TN 45,839 Population
21% Since 2002
$ 40,715 Median Income
36.24 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
4313731 Elementary School
4313908 Middle School
Cleveland High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/28/2026 | $449,000 | | Listed Price |