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96180 MONTEGO BAY Fernandina Beach, FL $ 625,000
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$ 625,000 Get more info
96180 MONTEGO BAY
$ 625,000
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96180 MONTEGO BAY

Fernandina Beach, FL, 32034
$ 625,000
Bedrooms3 Baths2.0 Sq 1,649

Monthly Estimate*

$ 3,848

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Single Family Home for sale in Fernandina Beach, FL

for $625,000 with 3 bedrooms and 2 full baths. This 1,649 square foot home was built in 2004 on a lot size of 0.2.

Located in the quiet Islesworth subdivision of Fernandina Beach/Amelia Island, this well-maintained 3-bedroom, 2-bathroom home offers practical living in a prime location. Spanning a functional floor plan, the interior features a bright living area, a functional kitchen with solid counter space, and a private primary bedroom with an en-suite bath. Step outside to a spacious backyard, perfect for pets, children, or outdoor dining. The property also includes a two-car garage with plenty of room for vehicles and extra storage. Islesworth residents enjoy low HOA fees and a highly accessible location. You are just a short drive from Amelia Island's 13 miles of public beaches, the shops and dining of historic downtown Fernandina Beach, and highly-rated local schools. With easy access to major roadways, the commute to Jacksonville International Airport is under 45 minutes. Perfect as a primary residence or a low-maintenance investment property.

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Single Family Active

Price

$ 625,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,758

Style

Single Family Residence

Lot Size

0.2

Year Built

2004

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2147366
Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Open Floorplan Primary Bathroom -Tub with Separate Shower
Flooring Carpet Tile
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 2
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Range Microwave Refrigerator Washer
HOA Fee 523.0
Garage Spaces 2.0
Patio/Porch Features Rear Porch Screened
Year Built 2004
View Pond Trees/Woods
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 000030031500230000
Assoc Fee Paid Per Monthly
County Nassau
New Construction 0
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Isleworth
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From A1A/200 turn right onto Sadler turn right onto 14th turn left into Islesworth turn right on Montego Bay and home is on left.
City Fernandina Beach
Senior Community Y/N N
MLS Area 450-Amelia Island-North Of Burney Road
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 2758.15
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 450-Amelia Island-North Of Burney Road
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Attached Garage Door Opener
Water Source Public
Lot Size Area 0.2
Spa N
Lot Size Acres 0.2
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 96180
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* Excluded Features
List By
One Sotheby's International Realty

Broker

dhulett@onesothebysrealty.com

Email

Affordability Calculator

$4,078
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,848
Monthly Property Taxes
$230
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/28/2026$625,000 Listed Price

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96180 MONTEGO BAY, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $625,000 with 1,649 sqft and a lot size of 0.2. 96180 MONTEGO BAY has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 32034 which is in Fernandina Beach, FL

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