511 E 4th Street Spencer, IA $ 129,900
511 E 4th Street
$ 129,900
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511 E 4th Street

Spencer, IA, 51301
$ 129,900
Bedrooms3 Baths2.0 Sq 1,580

Monthly Estimate*

$ 800

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Single Family Home for sale in Spencer, IA

for $129,900 with 3 bedrooms and 2 full baths. This 1,580 square foot home was built in 1900 on a lot size of 0.17.

Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms, 2 bathrooms, and an extra office/game area perfect for working from home or gaming. Enjoy the convenience of main floor laundry and relax on the cozy front porch—ideal for morning coffee or evening unwind. Recent updates include a new furnace and hot water heater, ensuring comfort and efficiency year-round. Don’t miss out on this well-maintained home in a great location!

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Single Family Active

Price

$ 129,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,090

Style

TWO STORY

Lot Size

0.17

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260520

Features
Interior
Interior Features Main Floor Bedrooms Main Floor Laundry Pantry
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor 3/4 Bath Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Partial
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General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architectural Style TWO STORY
Stories Count 2
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Total Lots 1
Yearly Taxes 2090
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 7212
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1900
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1580
DOM 0
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 82.22
Public Remarks Charming 2-story home in Spencer. Just minutes from downtown businesses! This inviting residence features 3 bedrooms 2 bathrooms and an extra office/game area perfect for working from home or gaming.
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Exterior
Exterior Features Porch
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Katie Muhlbauer

Listing Agent

Integrity Real Estate

Broker

(712) 790-7010

Phone

katie@integrityiowa.com

Email

Affordability Calculator

$974
Per Month
82%
18%
0%
Monthly Principal & Interest
$800
Monthly Property Taxes
$174
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/27/2026$129,900 Listed Price

Map


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511 E 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $129,900 with 1,580 sqft and a lot size of 0.17. 511 E 4th Street has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA