404 SE 28th Terrace Cape Coral, FL $ 305,000
404 SE 28th Terrace
$ 305,000
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404 SE 28th Terrace

Cape Coral, FL, 33904
$ 305,000
Bedrooms3 Baths2.0 Sq 1,424

Monthly Estimate*

$ 1,878

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Single Family Home for sale in Cape Coral, FL

for $305,000 with 3 bedrooms and 2 full baths. This 1,424 square foot home was built in 1999 on a lot size of 0.287.

Prime Central Cape Coral location near Schools, Shopping, Parks, and Veterans Pkwy! This charming 3-bedroom, 2-bath home sits on an oversized 100’ x 125’ lot with plenty of room for a future pool or boat storage. Offering 1,424 sq ft of living space, the smart split-bedroom floor plan features soaring ceilings, new LVF-flooring, a spacious kitchen with island, newer appliances, and abundant cabinet storage. The cozy dining area opens to the covered lanai, creating the perfect space for indoor-outdoor living. The primary suite offers a walk-in closet, room for a king-size bed, and private lanai access. Two guest bedrooms are located on the opposite side of the home for added privacy, while the guest bath also provides convenient lanai access—ideal for a future pool bath setup. Enjoy true Southern exposure from the large fenced backyard and covered patio, perfect for soaking up the Florida sunshine all winter long. Additional features include an inside laundry room with washer and dryer, whole-house water softener, sprinkler system, accordion shutters throughout, and a 2-car garage with new wind-rated garage door and opener. Located in an X-500 Flood Zone, this home has never flooded and flood insurance is not required. City Water & Sewer Utilities with all Assessments Paid! Located on a nice quiet street across from Gulf Access Homes makes this the perfect choice for your new home. Whether you’re looking for a seasonal retreat, full-time family home, or income-producing Airbnb opportunity, this property checks all the boxes. Priced to sell—schedule your private showing today before it’s gone! ***Some Photos have been Virtually Staged to help visualize the space's potential.

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Single Family Active

Price

$ 305,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,582

Style

Ranch, One Story

Lot Size

0.287

Year Built

1999

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026017232

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Disposal Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1999
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Full Baths 2
Status Active
Directions Santa Barbara Blvd South to SE 28th Ter turn East and head down about 1/2 way down home will be on your right.
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC13 - Cape Coral Unit 19-21 25 26 89
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 4582.31
Property Condition Resale
Virtual Tour https://tours.simplesolutionsforlistings.com/2388949?idx=1
Standard Status Active
Tax Lot 14
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 26 BLK.875 PB 14 PG 132 E 1/2 OF LOT 14 AS DESC IN INST#2006-365141 + LOTS 15 + 16
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Kitchen Island Living/Dining Room Other Shower Only Separate Shower Window Treatments Split Bedrooms
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Window Coverings
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Shutters Manual
Parking Features Attached Garage Garage Door Opener
Lot Features Oversized Lot Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.287
Spa false
Building Area Total 1874
Lot Dimensions 100 x 125 x 100 x 125
Lot Size Acres 0.287
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Jim Peterson

Listing Agent

Royal Shell Real Estate, Inc.

Broker

jpeterson@royalshellsales.com

Email

Affordability Calculator

$2,260
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,878
Monthly Property Taxes
$382
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/27/2026$305,000 Listed Price

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404 SE 28th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $305,000 with 1,424 sqft and a lot size of 0.287. 404 SE 28th Terrace has 3 bedrooms, 2.0 baths, and was built in 1999. The property's zip code is 33904 which is in Cape Coral, FL