632 MONACO DRIVE Punta Gorda, FL $ 645,000
632 MONACO DRIVE
$ 645,000
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632 MONACO DRIVE

Punta Gorda, FL, 33950
$ 645,000
Bedrooms3 Baths2.1 Sq 2,418

Monthly Estimate*

$ 4,073

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Single Family Home for sale in Punta Gorda, FL

for $645,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,418 square foot home was built in 1996 on a lot size of 0.22.

Virtually Staged. MOTIVATED SELLER!!! PRICE REDUCTION! CUSTOM WATERFRONT HOME ideally situated on a deep-water sailboat basin in the highly sought-after deed-restricted community of Burnt Store Isles, offering direct access to Charlotte Harbor and the Gulf of Mexico. Features 3 Bedrooms, 2 and a half baths, over 2,400 square feet of living area, a 2 car garage and a circular driveway. From the moment you enter, soaring cathedral ceilings and breathtaking wide-water views create an impressive coastal ambiance. Designed for both comfortable living and effortless entertaining, this spacious residence features a light-filled living room with pocketing sliding glass doors that seamlessly open to the lanai, a formal dining room highlighted by an elegant arched window, and a warm inviting family room complete with custom built-in shelving and storage. The kitchen is thoughtfully designed with a breakfast bar, pantry, built-in oven and microwave, stone countertops, and newer stainless steel appliances. The spacious primary suite is a relaxing retreat featuring a tray ceiling, dual walk-in closets, and an en-suite bath with dual vanities, a separate makeup area, and a walk-in shower. Sliding glass doors across the rear of the home lead to the expansive covered lanai and heated saltwater pool with a newer pool heater installed in 2024. This exceptional outdoor living space is perfect for entertaining family and friends or simply enjoying the beauty of Southwest Florida while watching fish jump and manatees glide through the canal. Boating enthusiasts will appreciate the city-maintained 80-foot concrete seawall, oversized dock measuring approximately 7’ x 30’, and the 10,000-pound boat lift with recently installed motors. Additional features include hurricane shutters throughout for added peace of mind. Burnt Store Isles is conveniently located near shopping, dining, golf courses, Fishermen’s Village, downtown Punta Gorda, Punta Gorda Airport, and major highways, while also offering easy access to boating, waterfront restaurants, pickleball, biking, and all the best of the Florida waterfront lifestyle. Don’t miss this incredible opportunity to own your piece of paradise in one of Punta Gorda’s premier waterfront communities.

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Single Family Active

Price

$ 645,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 7,149

Style

Single Family Residence

Lot Size

0.22

Year Built

1996

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7525445

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Sewer Connected Sprinkler Meter
Possession Close Of Escrow
Roof Tile
Appliances Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Microwave Refrigerator
Zoning GS-3.5
HOA Fee 50
Garage Spaces 2
Pool Features Gunite Heated
Construction Materials Block Brick
Pets Allowed Yes
Year Built 1996
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 15
Facing Direction East
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions FROM US 41 TURN ONTO MONACO DRIVE. HOUSE WILL BE ON RIGHT HAND SIDE.
City PUNTA GORDA
Association Name Bill Page
Senior Community Y/N false
MLS Area 33950 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 9600
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 7149
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://youtu.be/7zimNMY3VsI
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 27
Legal Description PGI 015 0265 0027 PUNTA GORDA ISLES SEC15 BLK265 LT27 696/2083 774/1747 802/89 964/364 3779/1686
Water View Canal
Water Access Type Canal - Saltwater Gulf/Ocean River
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 4.17
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl Recycled/Composite Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters
Water Source Public
Lot Size Area 9600
Foundation Details Block Stem Wall
Spa false
Building Area Total 3236
Lot Size Acres 0.22
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Terry@TerryMorrison.com

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Affordability Calculator

$4,668
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,073
Monthly Property Taxes
$596
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/3/2026$645,000 -7.19% Price Down
6/17/2026$695,000 -6.71% Price Down
6/8/2026$745,000 -3.12% Price Down
5/27/2026$769,000 Listed Price

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632 MONACO DRIVE, Punta Gorda, FL, 33950 is a Single Family Home for sale at $645,000 with 2,418 sqft and a lot size of 0.22. 632 MONACO DRIVE has 3 bedrooms, 2.1 baths, and was built in 1996. The property's zip code is 33950 which is in Punta Gorda, FL