440 Mills Point Road
Colchester, VT, 05446 $ 599,900
Bedrooms2 Baths2.0 Sq 2,442 Monthly Estimate*
$ 3,788
Listed by Darcy Handy, RE/MAX North Professionals, 802-373-1251, darcy@darcyhandyrealtor.com
for $599,900 with 2 bedrooms and 2 full baths. This 2,442 square foot home was built in 2017.
Affordable four-season Lake Champlain living with lake views, private beach access, and an included boat mooring! Nestled in one of Colchester's most desirable lakeside communities, just steps from the water and minutes from the Colchester Causeway, this exceptional home offers the perfect blend of waterfront living and everyday convenience. The land lease provides an affordable opportunity to enjoy this sought-after location while paying substantially less than many comparable lake access homes on owned land. Enjoy boating, kayaking, paddleboarding, swimming, fishing, cycling, and year-round recreation, all just minutes from Burlington, UVM Medical Center, shopping, dining, and schools. The open-concept main level features a chef's kitchen with quartz countertops, stainless steel appliances, a large center island, and spacious living and dining areas that open to a covered porch with Lake Champlain views. A first-floor bedroom and full bath offer flexible living, while the oversized two-car garage provides exceptional storage. Upstairs, the loft is ideal for a home office or additional living space. The finished walkout lower level includes a family room, bedroom, full bath, and bonus room perfect for a gym, hobby room, or playroom. Outside, enjoy a private backyard with an outdoor bar, fire pit, raised garden beds, and room to relax after a day on the lake. Additional features include a new on-demand hot water system (2026), whole-house Generac generator, energy-efficient heat pump for heating and cooling, central vacuum, premium Inspired Closets systems, and hardwood flooring throughout. Whether you're looking for a year-round home or a vacation retreat, 440 Mills Point Road offers an affordable opportunity to enjoy the Lake Champlain lifestyle.
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FeaturesInteriorBasement Description Climate Controlled Daylight Finished Full Walkout Interior Access
Interior Amenities Central Vacuum Cathedral Ceiling Ceiling Fan Dining Area Kitchen Island Kitchen/Dining Kitchen/Family Kitchen/Living Natural Light Basement Laundry
Basement Yes
Flooring Carpet Vinyl Wood
Beds 2
Total Rooms 6
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GeneralRoad Frontage TBD
Sewer Septic
Heating Heat Pump Wall Furnace
Cooling Mini Split
Utilities Cable
Roof Asphalt Shingle
Appliances Dishwasher Dryer Microwave Gas Range Refrigerator Washer On Demand Water Heater
Garage Yes
Flood Zone No
Zoning R1
HOA Fee 250
3/4 Baths 1
Full Baths 1
Half Baths 0
Bathrooms 2
Year Built 2017
Electric Circuit Breaker(s)
Style Cape
Stories Count 1.5
Construction Status Existing
Type Single Family
Auction No
Tax Year 2026
Assoc Fee Paid Per Yearly
Status Detail 0
Covenants Yes
Construction Materials Wood Frame Vinyl Siding
High School Colchester High School
City Colchester
Other Equipment CO Detector Smoke Detector Standby Generator
School District Colchester School District
Seasonal No
Elementary School Porters Point School
Middle School Colchester Middle School
DOM 48
Price Per Sq Ft Total AG 418.34
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ExteriorLot Features Beach Access Lake Access Lake View Lakes Landscaped Leased Trail/Near Trail View Walking Trails Water View Near Paths
Exterior Amenities Boat Launch Boat Mooring Deck Porch ROW to Water Beach Access
Driveway Paved
Water View Yes
Lot Size Area 0
Water Source Public
Parking Features Driveway Garage Attached
Garage Capacity 2
Water Body Name Lake Champlain
Foundation Concrete
Waterfront Property No
Water Body Type Lake
Water Body Access Yes
Water Access Details Beach Access Cross a Street to Access Indirect Not Adjoining Shared-Private
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* Excluded FeaturesList ByRe/Max North ProfessionalsBroker
darcy@darcyhandyrealtor.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,788
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Colchester, VT
Average List Price $900,438
Percent of Sale Price 50%
About Colchester, VT 17,862 Population
5% Since 2002
$ 69,424 Median Income
37.9 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1782436 Elementary School
624834 Middle School
Colchester High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/17/2026 | $599,900 | -7.57% | Price Down |
| 6/13/2026 | $649,000 | -3.85% | Price Down |
| 5/27/2026 | $675,000 | | Listed Price |