2604 S Shore Drive Surf City, NC $ 2,000,000
2604 S Shore Drive
$ 2,000,000
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2604 S Shore Drive

Surf City, NC, 28445
$ 2,000,000
Bedrooms4 Baths4.0 Sq 3,283

Monthly Estimate*

$ 12,314

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Single Family Home for sale in Surf City, NC

for $2,000,000 with 4 bedrooms and 4 full baths. This 3,283 square foot home was built in 1980 on a lot size of 0.21.

Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

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Single Family Active

Price

$ 2,000,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 17,922

Style

Single Family Residence

Lot Size

0.21

Year Built

1980

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100576884

Features
General
Living Area 3283.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Electric Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning INCORP/R5
HOA Fee 750.0
Garage Spaces 2.0
Patio/Porch Features Deck See Remarks Other
Construction Materials Wood Siding Fiber Cement Wood Frame
Year Built 1980
View Ocean Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2026
Taxes 17922
Parcel Number 4223-69-5195-0000
Waterfront Features Deeded Beach Access Deeded Water Access Deeded Waterfront Water Access Comm
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Beach Access Boat Dock Ramp
HOA Y
Attached Garage Y
Subdivision Name Channelbend
Garage Y/N Y
Other Structures Covered Area See Remarks Gazebo
Total Rooms 10
Full Baths 4
Status Active
Directions Cross the Surf City bridge onto Topsail Island and take 50 South. Continue down 50 South house will be on the left.
High School Topsail
City Surf City
Association Name Channelbend HOA
Lot Size Units Acres
Lot Size Square Feet 9148.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1413892
Legal Description L18 PB 15/40 CHANNELBEND ON OCEAN AND HWY 50
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Interior
Interior Amenities Walk-in Closet(s) Vaulted Ceiling(s) Entrance Foyer Walk-in Shower Eat-in Kitchen Walk-In Closet(s)
Basement None
Flooring Concrete Tile Wood
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Room
Total Bedrooms 4
Entry Level 1
Room Type Master Bedroom Bedroom 1 Bedroom 2 Loft Living Room Office Utility Room Bonus Room Dining Area
Total Baths 4
Living Area Range 3000 - 3499
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Exterior
Exterior Finish Fiber Cement Wood Siding
Fencing None
Parking Features Garage Faces Front Gravel Off Street On Site Garage
Lot Features Deeded Beach Access Deeded Water Access Deeded Waterfront Ocean Side Water Access Comm
Water Source Public
Total Parking 2.0
Lot Size Area 0.21
Foundation Details Other Slab Pilings
Spa N
Building Area Total 3283
Lot Dimensions Approx 125x75x125x75
Lot Size Acres 0.21
Road Surface Type Paved
Frontage Type Oceanfront
Waterfront Y/N Y
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 2604
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* Excluded Features
List By
Sarah Steinhaus

Listing Agent

Exp Realty

Broker

sarah@thelanehometeam.com

Email

Affordability Calculator

$13,808
Per Month
89%
11%
0%
Monthly Principal & Interest
$12,314
Monthly Property Taxes
$1,494
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
5/27/2026$2,000,000 Listed Price

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2604 S Shore Drive, Surf City, NC, 28445 is a Single Family Home for sale at $2,000,000 with 3,283 sqft and a lot size of 0.21. 2604 S Shore Drive has 4 bedrooms, 4.0 baths, and was built in 1980. The property's zip code is 28445 which is in Surf City, NC