20 St Joseph Street Schenectady, NY $ 315,000
20 St Joseph Street
$ 315,000
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20 St Joseph Street

Schenectady, NY, 12303
$ 315,000
Bedrooms3 Baths2.0 Sq 1,443

Monthly Estimate*

$ 1,940

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Single Family Home for sale in Schenectady, NY

for $315,000 with 3 bedrooms and 2 full baths. This 1,443 square foot home was built in 1955 on a lot size of 0.36.

MULTIPLE OFFERS. Sweet, spacious, and beautifully updated, this charming Cape Cod welcomes you from the moment you arrive. Located in the Town of Colonie within the highly regarded Mohonasen School District, this move-in-ready home offers three finished levels of comfortable living space, thoughtful updates throughout, and a surprisingly spacious open layout filled with warmth and natural light. The open-concept Great Room design seamlessly connects the living room, dining area, and updated eat-in kitchen featuring rich cabinetry, generous counter space, breakfast bar seating, modern flooring, and abundant natural light -- creating the perfect setting for both everyday living and entertaining. The first floor also offers a spacious bedroom and an updated full bath, providing flexibility for guests, an office, or convenient one-floor living. Upstairs, the spacious primary suite features beautifully finished hardwood floors, a sitting area, updated full bath, and a potential 3rd bedroom/nursery space currently serving as an office/walk-in closet. The upper level offers versatility rarely found in homes of this style and size. The finished basement expands the living space even further and is perfect for recreation, movie nights, or entertaining. A stylish wet bar creates a cozy gathering area with additional space ready for an electric fireplace, while the unfinished section provides excellent storage and workshop space. Outside, the deep fully fenced backyard offers privacy, room to play, gardening potential, and peaceful outdoor enjoyment surrounded by mature trees. Despite its convenient location close to shopping, dining, parks, and major routes, the neighborhood offers a quiet country-road feel with nearby walking access to Pinewood and Bradt Schools. A truly delightful home offering charm, flexibility, tasteful updates, and exceptional value in a convenient location in Colonie.

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Single Family Pending

Price

$ 315,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,469

Style

Cape Cod

Lot Size

0.36

Year Built

1955

Town/City

Schenectady

County/Region

Albany

MLS | Web ID

202618080

Features
Interior
Interior Amenities Paddle Fan Solid Surface Counters Wet Bar Eat-in Kitchen
Basement Finished Full Interior Entry Unfinished
Flooring Vinyl Ceramic Tile Hardwood Laminate
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1443.0
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 300.0
Below Grade Finished Area Source Plans
Above Grade Finished Area Source CRS
Total Baths 2
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Connected
Possession At Closing
Roof Asphalt
Appliances Dishwasher Microwave Range Refrigerator Washer/Dryer
Garage Spaces 1.0
Patio/Porch Features Patio
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 1955
Electric 200+ Amp Service
Property Subtype Single Family Residence
County Albany
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 10
Full Baths 2
Status Pending
Buyer Financing Conventional
Directions I-890 to East on High Bridge Rd right on Kings Rd righton on St. Joseph St.
High School Mohonasen
City Colonie
High School District Mohonasen
Lot Size Units Acres
Lot Size Square Feet 15681.6
Carport Y/N N
Elementary School Pinewood
Land Lease Y/N N
Tax Annual Amount 4469.0
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Tax Assessed Value 0
Tax Lot 50.000
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Exterior
Exterior Amenities Drive-Paved
Fencing Wood Back Yard Fenced Perimeter Privacy
Parking Features Off Street Paved Attached Driveway Garage Door Opener
Lot Features Level Private Road Frontage Cleared Garden
Water Source Public
Total Parking 5.0
Lot Size Area 0.36
Foundation Details Block
Spa N
Lot Dimensions 68' x 245'
Lot Size Acres 0.36
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Garry DeGonza

Listing Agent

Degonza Realty

Broker

(518) 860-1480

Phone

sr@degonza.com

Email

Affordability Calculator

$2,312
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,940
Monthly Property Taxes
$372
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5445475 Elementary School
2336315 Middle School
Mohonasen High School High School
Pricing History
DatePricePrice ChangeDescription
5/27/2026$315,000 Listed Price

Map


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20 St Joseph Street, Schenectady, NY, 12303 is a Single Family Home for sale at $315,000 with 1,443 sqft and a lot size of 0.36. 20 St Joseph Street has 3 bedrooms, 2.0 baths, and was built in 1955. The property's zip code is 12303 which is in Schenectady, NY