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185 Ruta Lane Swanton, MD $ 1,695,000
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185 Ruta Lane
$ 1,695,000
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185 Ruta Lane

Swanton, MD, 21561
$ 1,695,000
Bedrooms4 Baths3.1 Sq 3,290

Monthly Estimate*

$ 10,436

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Single Family Home for sale in Swanton, MD

for $1,695,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,290 square foot home was built in 2004 on a lot size of 3.54.

Be Wisp'd Away... To your own wooded, lakefront hideaway tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house. It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in. Assigned boat slip and shared dock easy, level lake access via maintained private path Western exposure for unforgettable sunset evenings over the water Private trails for hiking, mountain biking, snowshoeing, and woodland exploration Tranquil cove one of Deep Creek's best for paddleboarding, kayaking, and canoeing THE HOME Recently renovated and luxuriously furnished with a modern rustic aesthetic 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey. Main Level The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views. Local artisan furnishings bring understated luxury equally suited to a roaring fire with a glass of wine as to a lively family gathering. The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry. The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower. Step outside to the refinished lakeside deck the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all. Upper Level Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet. Queen bedroom with large closet and smart TV Triple bunk beds with slides and a kids' playhouse below the kids will never want to leave Lower Level Radiant heated tile floors throughout, opening to the lakeside patio and hot tub. Family room with 70" smart TV, cloud couch, air hockey, darts movie nights have never looked better Second fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge King guest suite with walk-in closet, crib, and full tiled bath The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers all overlooking the water. OUTSIDE Large lakeside yard with firepit, Creative Playthings playset, and room to roam Multiple gathering spaces upper dining deck, lower walkout patio, lakeside jacuzzi platform Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed Driveway with stone retaining wall designed for hosting ON THE WATER Paddle the length of Savage Cove to explore its wetland refuge ducks, turtles, herons or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake. 20 minutes to downtown McHenry and Wisp Resort all the adventure of Deep Creek, none of the noise. THE INVESTMENT Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers established, successful Airbnb history grossing $100K/year. Opportunities like this a lakefront retreat of this size, privacy, and caliber rarely come to market at Deep Creek Lake.

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Single Family Active

Price

$ 1,695,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 13,876

Style

Cabin/Lodge

Lot Size

3.54

Year Built

2004

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2011880
Features
General
Living Area 3290
Sewer Septic Permit Issued Septic < # of BR
Heating Forced Air Radiant
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Built-In Microwave Dishwasher Dryer Oven/Range - Gas Refrigerator Stainless Steel Appliances Washer
Zoning LR
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Cabin/Lodge
Construction Materials HardiPlank Type Stone
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 2004
View Lake Water Panoramic Mountain
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Shared
Accessibility None
Additional Parcels Description Buy-down
County GARRETT
New Construction N
Property Type Residential
HOA N
Subdivision Name HICKORY RIDGE
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Rt. 219 to Sand Flat Road Turn left on to Rt. 135 Maryland Highway. Turn left on to Turkey Neck Road. Turn left on to Hickory Ridge Lane. Turn left on to Ruta Lane. Follow to last house.
City SWANTON
Body of Water Deep Creek Lake
Disclosures Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 154344.00
Tax Annual Amount 13876.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 1
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 887.43
Acceptable Financing Conventional Cash
Additional Parcels Y/N Y
Vacation Rental Y/N Y
Virtual Tour https://my.matterport.com/show/?m=RbnjE5GUMAc&mls=1
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision WILLIAM G SAVAGE SUB
Tax Lot 1
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Interior
Interior Amenities Bathroom - Jetted Tub Bathroom - Walk-In Shower Carpet Ceiling Fan(s) Dining Area Entry Level Bedroom Floor Plan - Open Kitchen - Island Pantry Primary Bath(s) Recessed Lighting Skylight(s) Upgraded
Heating Fuel Propane - Leased
Basement Walkout Level Fully Finished Heated Improved Windows Interior Access Connecting Stairway
Flooring Carpet Ceramic Tile Luxury Vinyl Plank Wood
Total Fireplaces 2
Fireplace Features Mantel(s) Stone Wood Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Wood Frame
Fireplace Y/N Y
Above Grade Finished Area 1910
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1380
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Game Room Family Room Foyer Loft Bathroom 2 Bathroom 3 Primary Bathroom Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Lower Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Hot Tub Play Equipment
Pool No Pool
Parking Features Gravel Driveway
Lot Features Adjoins - Public Land Backs to Trees Front Yard No Thru Street Private SideYard(s) Secluded Year Round Access
Water Source Well
Type of Parking Driveway
Foundation Details Block
Water View Y/N Y
Lot Size Acres 3.54
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Personal Watercraft (PWC)
Road Responsibility Private
Number of Docks 1
Land Assessed Value 192500.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 185
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* Excluded Features
List By
Railey Realty, Inc.

Broker

mkennedy@railey.com

Email

Affordability Calculator

$11,593
Per Month
90%
10%
0%
Monthly Principal & Interest
$10,436
Monthly Property Taxes
$1,156
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
See complete school information
Pricing History
Date Price Price Change Description
5/26/2026 $1,695,000 Listed Price

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185 Ruta Lane, Swanton, MD, 21561 is a Single Family Home for sale at $1,695,000 with 3,290 sqft and a lot size of 3.54. 185 Ruta Lane has 4 bedrooms, 3.1 baths, and was built in 2004. The property's zip code is 21561 which is in Swanton, MD

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