4008 Penrose Avenue Loveland, CO ^$ 490,000

4008 Penrose Avenue

^$ 490,000

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4008 Penrose Avenue

Loveland, CO, 80538

^$ 490,000

Bedrooms4 Baths3.0 Sq 3,108

Monthly Estimate*

^$ 3,094

Listed by LPT Realty

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Single Family Home for sale in Loveland, CO

for $490,000 with 4 bedrooms and 3 full baths. This 3,108 square foot home was built in 1996 on a lot size of 0.07.

What would you do with your weekends if mowing, shoveling, painting, fencing, landscaping, and exterior maintenance were already handled? At 4008 Penrose Avenue, you get an impressive amount of living space without an equally impressive list of outdoor chores. Located in an established North Loveland neighborhood, this exceptionally clean and beautifully cared-for home offers comfortable living areas, flexible rooms, and space to spread out. The kitchen connects naturally with the main gathering areas, creating an easy setting for everyday meals, quiet mornings, and time with friends. One of the home’s most inviting features is the sunroom, a light-filled space perfect for morning coffee, reading, hobbies, plants, or simply enjoying the changing seasons from the comfort of home. The lower level adds even more flexibility. Its adjoining rooms create a unique arrangement that could work beautifully as a connected guest retreat, bedroom with private sitting room, hobby area, office suite, workout space, or combination tailored to your needs. A few cosmetic updates would allow the next owner to make the home entirely their own while enjoying its generous square footage from day one. The HOA handles the exterior maintenance, including landscaping, mowing, snow removal, fencing, and exterior painting. While the monthly dues may be higher than some communities, they provide a genuinely low-maintenance lifestyle and remove many of the expenses and responsibilities that normally come with owning a home. Conveniently located near shopping, restaurants, parks, and everyday necessities, 4008 Penrose Avenue offers something increasingly difficult to find: plenty of room to live, paired with far less to maintain.

Single Family Active

Price

^$ 490,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,572

Style

House

Lot Size

0.07

Year Built

1996

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

4375696

Features

General

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Utilities Electricity Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Dryer Microwave Oven Range Refrigerator Washer

Zoning P-44

HOA Fee 350

Garage Spaces 2

Association Fee Includes Exterior Maintenance w/out Roof Irrigation Maintenance Grounds Snow Removal Water

Construction Materials Brick Frame

Exclusions Sellers personal property

Year Built 1996

Levels One

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Assoc Fee Paid Per Annually

County Larimer

Property Type Residential

HOA Y

Attached Garage Y

Subdivision Name Emerald Glen PUUD

Full Baths 1

Status Active

Directions From Downtown Loveland: Head toward N Cleveland Ave. Turn left onto N Cleveland Ave. Turn right onto E 1st St. Turn right onto N Taft Ave. Turn left onto W 43rd St. Turn left onto Glen Isle Dr. Turn

High School Loveland

City Loveland

Association Name Emerald Glen of Loveland

Senior Community Y/N N

High School District Thompson R2-J

Number Of Units Total 1

Lot Size Units Square Feet

Lot Size Square Feet 3230

Carport Spaces 0

Listing Terms Cash Conventional FHA VA Loan

Elementary School Centennial

Tax Annual Amount 2572

Middle/Junior High School Lucile Erwin

Virtual Tour https://www.zillow.com/view-imx/aaedf8e4-ef14-49b6-b8e9-90a846784c84?setAttribution=mls&wl=true&initialViewType=pano

Structure Type House

Standard Status Active

Occupancy Type Owner

Middle/Junior School District Thompson R2-J

Elementary School District Thompson R2-J

Interior

Basement Finished

Basement (Y/N) Y

Above Grade Finished Area 1560

Half Baths 0

1/4 Baths 0

3/4 Baths 2

Total Bedrooms 4

Below Grade Finished Area 432

Main Level Bedrooms 2

Main Level Bathrooms 2

Total Baths 3

Exterior

Fencing Partial

Lot Features Level

Water Source Public

Total Parking 2

Lot Size Area 3230

Building Area Total 3108

Lot Size Acres 0.07

Road Surface Type Paved

Road Frontage Type Public

Road Responsibility Public Maintained Road

Internal Only

Street Number 1 4008

* Excluded Features

List By

Lpt Realty

Broker

(720) 556-0080

Phone

Affordability Calculator

$3,308

Per Month

Monthly Principal & Interest: $3,094
Monthly Property Taxes: $214
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$750,996

Percent of Sale Price 53%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043100 Elementary School

3043707 Middle School

Loveland High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/25/2026	$490,000	-2.00%	Price Down
5/27/2026	$500,000		Listed Price

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4008 Penrose Avenue, Loveland, CO, 80538 is a Single Family Home for sale at $490,000 with 3,108 sqft and a lot size of 0.07. 4008 Penrose Avenue has 4 bedrooms, 3.0 baths, and was built in 1996. The property's zip code is 80538 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 9/5/2026.

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4008 Penrose Avenue

Single Family Home for sale in Loveland, CO

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