38 Lake Street Spencer, MA ^$ 539,900

38 Lake Street

^$ 539,900

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38 Lake Street

Spencer, MA, 01562

^$ 539,900

Bedrooms4 Baths2.1 Sq 2,224

Monthly Estimate*

^$ 3,324

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Single Family Home for sale in Spencer, MA

for $539,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,224 square foot home was built in 2005 on a lot size of 0.64.

This beautiful 4-bedroom, 2.5 bath Colonial style home, set on a spacious lot in Spencer, is the house you have been looking for!! Built in 2005, this home offers over 2,200 sq ft of living space with a flexible floor plan perfect for everyday living and entertaining. Main level features eat-in-kitchen, family room with fireplace, living room and dining room with hardwood floors, half bath and laundry room. Upstairs are 4 spacious bedrooms with 2 full baths! Partially finished basement with high ceilings offers room for expansion. Enjoy the convenience of a 2-car garage, ample storage and a peaceful yard ideal for gardening or outdoor gatherings. Enjoy your morning coffee on the private back yard deck with a view of the lake. Luther Hill Park and Lake Whittemore are within walking distance and direct access for your enjoyment and relaxation at the seasonal beach w/ lifeguard, a scenic walk or a view of a beautiful sunset!

Single Family Active

Price

^$ 539,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 5,463

Style

Colonial

Lot Size

0.64

Year Built

2005

Town/City

Spencer

County/Region

Worcester

MLS | Web ID

73524367

List By

Signature Home Team

Listing Agent

Keller Williams Pinnacle Central

Broker

Affordability Calculator

$3,780

Per Month

Monthly Principal & Interest: $3,324
Monthly Property Taxes: $455
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Single family listings in Spencer, MA

Average List Price ^$511,085

Percent of Sale Price 5%

About Spencer, MA

11,991 Population

3% Since 2002

^$65,972 Median Income

43.77 Median Age

21% Households with Children

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Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
6/6/2026	$539,900	-3.57%	Price Down
5/27/2026	$559,900		Listed Price

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38 Lake Street, Spencer, MA, 01562 is a Single Family Home for sale at $539,900 with 2,224 sqft and a lot size of 0.64. 38 Lake Street has 4 bedrooms, 2.1 baths, and was built in 2005. The property's zip code is 01562 which is in Spencer, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 6/8/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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38 Lake Street

Single Family Home for sale in Spencer, MA

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