10477 NE Black Bear Road Kalkaska, MI $ 499,900
10477 NE Black Bear Road
$ 499,900
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10477 NE Black Bear Road

Kalkaska, MI, 49646
$ 499,900
Bedrooms4 Baths3.0 Sq 2,860

Monthly Estimate*

$ 3,078

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Single Family Home for sale in Kalkaska, MI

for $499,900 with 4 bedrooms and 3 full baths. This 2,860 square foot home was built in 1989 on a lot size of 1.13.

Nestled on the shores of Cub Lake with 100 feet of private frontage, this inviting Kalkaska retreat offers the perfect blend of waterfront living and year-round recreation. Enjoy peaceful lake views from multiple decks, relax on the covered front porch, or unwind in the bright four-season room overlooking the water. The home features an attached two-car garage plus an impressive 24x32 detached garage and workshop, providing plenty of room for vehicles, toys, hobbies, and storage. Inside, the finished lower level includes a second kitchen, creating an excellent space for entertaining guests, hosting extended family, or accommodating flexible living arrangements. Outdoor enthusiasts will love the easy access to all-sports Bear Lake, the Blue Bear Trail, local horse and hiking trails, and thousands of acres of state land. You'll have endless opportunities to boat, fish, hunt, hike, snowmobile, and explore everything Northern Michigan has to offer across all four seasons. Whether you’re searching for a full-time residence or a vacation getaway. This Cub Lake property delivers space, scenery, and adventure right outside your door.

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Single Family Active

Price

$ 499,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

1.13

Year Built

1989

Town/City

Kalkaska

County/Region

Kalkaska

MLS | Web ID

1945521

Features
Interior
Interior Amenities Cathedral Ceiling(s) Entrance Foyer Solarium/Sun Room Kitchen Island Workshop High Speed Internet
Basement Full Walk-Out Access Finished Rooms
Flooring Tile Carpet Wood
Fireplace Features None
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2288
Half Baths 0
3/4 Baths 2
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 572
Living Room Level Main
Main Level Bedrooms 2
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
Primary Bathroom Features Shared
Kitchen Length 14
Kitchen Width 13
Second Bedroom Length 12
Second Bedroom Width 8
Bedroom 3 Length 14
Bedroom 3 Width 10
Bedroom 4 Length 17
Bedroom 4 Width 8
Dining Room Area 12
Dining Room Width 10
Family Room Length 24
Living Room Length 20
Living Room Width 18
Primary Bedroom Length 14
Primary Bedroom Width 12
Family Room Width 14
Family Room Level Upper
Dining Room Level Main
Bedroom 4 Level Upper
Bedroom 3 Level Upper
Second Bedroom Level Main
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General
Sewer Private Sewer
Heating Forced Air Natural Gas
Possession Negotiable
Roof Asphalt
Appliances Refrigerator Oven/Range Dishwasher Washer Dryer
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Multi-Level Decking Covered
Construction Materials Frame Wood Siding
Pets Allowed false
Year Built 1989
View Water
Stories Count 2
Township Bear Lake
Levels Two
Property Subtype Single Family Residence
Waterfront Features Inland Lake No Wake
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Kalkaska
New Construction N
Property Type Residential
Attached Garage Y
Subdivision Name Black Bear Sub
Garage Y/N Y
Other Structures Workshop Second Garage
Full Baths 1
Status Active
Directions M-72 between Kalkaska & Grayling take W Bear Lake Road North to West on Black Bear Rd NE to home on the right
City Kalkaska
Body of Water Cub Lake
High School District Kalkaska Public Schools
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 49222.8
Carport Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
Lease Considered Y/N N
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Kalkaska Public Schools
Elementary School District Kalkaska Public Schools
Tax Assessed Value 123505
Tax Lot 39
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description Lot 39 Black Bear Sub No 2 Sec. 19 T27N-R5W
Freehold IDX
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Exterior
Parking Features Concrete Attached Garage Door Opener Heated Garage
Lot Features Sloped Subdivided
Water Source Private
Lot Size Area 1.13
Foundation Details Block
Number of Buildings 3
Spa N
Lot Dimensions 100x425x153x402
Lot Size Acres 1.13
Road Surface Type Asphalt
Frontage Length 100
Frontage Type Waterfront
Waterfront Y/N Y
Road Responsibility Public Maintained Road
Horse Y/N N
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* Excluded Features
List By
Coldwell Banker Schmidt-Kalkas

Broker

(231) 645-0965

Phone

Affordability Calculator

$3,078
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,078
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2034151 Elementary School
2034223 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/26/2026$499,900 Listed Price

Map


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10477 NE Black Bear Road, Kalkaska, MI, 49646 is a Single Family Home for sale at $499,900 with 2,860 sqft and a lot size of 1.13. 10477 NE Black Bear Road has 4 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 49646 which is in Kalkaska, MI