622 RIDGE TERRACE Winter Haven, FL $ 150,000
622 RIDGE TERRACE
$ 150,000
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622 RIDGE TERRACE

Winter Haven, FL, 33881
$ 150,000
Bedrooms2 Baths2.0 Sq 1,073

Monthly Estimate*

$ 924

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Condo for sale in Winter Haven, FL

for $150,000 with 2 bedrooms and 2 full baths. This 1,073 square foot condo was built in 1997 on a lot size of 0.03.

Florida Living at Its Best! Welcome home to this beautifully updated 2-bedroom, 2-bath residence offering the perfect combination of comfort, style, and convenience. From the moment you walk through the door, you'll be impressed by the bright, open floor plan, modern finishes, wood-look flooring, and inviting living spaces designed for everyday living and entertaining. The spacious primary suite serves as a private retreat and features sliding glass doors leading to a screened and covered lanai. A portion of the lanai has been enclosed to create a flexible bonus room—ideal for a home office, reading nook, fitness area, or hobby room. Step outside to your private tiled patio, the perfect place to enjoy your morning coffee, unwind after a long day, or host family and friends. This sought-after community offers amenities rarely found at this price point, including assigned covered parking, a sparkling community pool, and direct access to beautiful Lake Smart with a private boat ramp. Whether you enjoy boating, fishing, kayaking, or simply watching the sunset over the water, you'll love the lifestyle this community provides. Located just minutes from shopping, restaurants, medical facilities, and major roadways, this move-in-ready home offers the convenience buyers are looking for and the Florida lifestyle they dream about. Opportunities like this don't come along often. Schedule your private tour today and discover why this could be the perfect place to call home.

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Condo Active

Price

$ 150,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 1,644

Style

Condominium

Lot Size

0.03

Year Built

1997

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4962178

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Association Fee Includes Common Area Taxes Community Pool Maintenance Structure Maintenance Grounds Maintenance Repairs
Construction Materials Stucco
Pets Allowed Dogs OK
Year Built 1997
Levels One
Property Subtype Condominium
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Boat Slip Community Boat Ramp Dock Fishing Lake Water Access Buyer Approval Required Clubhouse Community Mailbox
Assoc Fee Paid Per Monthly
County Polk
New Construction false
Property Type Residential
Association Amenities Maintenance Pool Shuffleboard Court
Subdivision Name WINTER RIDGE CONDO
Facing Direction Southwest
Garage Y/N false
Total Rooms 4
Full Baths 2
Status Active
Directions From US-27 take Cypress Gardens Blvd (SR-540) east toward Winter Haven. Turn right onto 1st St NW/Winter Lake Rd NW then left onto Ridge Terrace. Property will be on the left.
High School Winter Haven Senior
City WINTER HAVEN
Body of Water LAKE SMART
Association Name Winter Ridge HOA
Senior Community Y/N false
MLS Area 33881 - Winter Haven / Florence Villa
Lot Size Units Square Feet
Lot Size Square Feet 1142
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Lake Alfred Elem
Land Lease Y/N false
Tax Annual Amount 1644.19
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4962178
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Legal Description WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 171 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Water Access Type Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
HOA Monthly Maintenance 0
Additional Rooms Bonus Room
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities None
Parking Features Assigned
Water Source Public
Lot Size Area 1142
Foundation Details Slab
Building Area Total 1073
Lot Size Acres 0.03
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
True Florida Realty Llc

Broker

rickymillerhomes@gmail.com

Email

Affordability Calculator

$1,061
Per Month
87%
13%
0%
Monthly Principal & Interest
$924
Monthly Property Taxes
$137
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Winter Haven Senior High School High School
Pricing History
DatePricePrice ChangeDescription
5/26/2026$150,000 Listed Price

Map


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622 RIDGE TERRACE, Winter Haven, FL, 33881 is a Condo for sale at $150,000 with 1,073 sqft and a lot size of 0.03. 622 RIDGE TERRACE has 2 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 33881 which is in Winter Haven, FL