3157 N CANAL DRIVE Palm Harbor, FL $ 1,850,000
3157 N CANAL DRIVE
$ 1,850,000
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3157 N CANAL DRIVE

Palm Harbor, FL, 34684
$ 1,850,000
Bedrooms5 Baths3.1 Sq 4,496

Monthly Estimate*

$ 11,391

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Single Family Home for sale in Palm Harbor, FL

for $1,850,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,496 square foot home was built in 1988 on a lot size of 0.15.

Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

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Single Family Active

Price

$ 1,850,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 7,913

Style

Contemporary

Lot Size

0.15

Year Built

1988

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8504097

Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Available Cable Connected Electricity Available Electricity Connected Phone Available Public Sewer Available Sewer Connected Sprinkler Well Street Lights Water Available Water Connected
Roof Shingle
Appliances Bar Fridge Built-In Oven Convection Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Ice Maker Microwave Range Refrigerator Washer Water Softener Wine Refrigerator
Zoning R-3
Garage Spaces 3
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch Screened
Architectural Style Contemporary
Pool Features Chlorine Free Deck Gunite In Ground Lighting Pool Alarm Screen Enclosure Tile
Construction Materials HardiPlank Type Wood Frame (FSC Certified)
Year Built 1988
View Pool Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE TARPON ESTATES
Facing Direction South
Garage Y/N true
Total Rooms 15
Full Baths 3
Status Active
Directions US HIWAT 19 NORTH OF ALDERMAN ROAD- HEAD EAST ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN. HOME IS LOCATED ON THE LEFT SIDE OF THE ROAD NEAR DEAD END. CAN BE PURCHASED FULLY FURNISHED TURN KEY HOME MOVEIN READY
High School Palm Harbor Univ High-PN
City PALM HARBOR
Body of Water LAKE TARPON
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 6556
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Palm Harbor Elementary-PN
Land Lease Y/N false
Tax Annual Amount 7913.47
Middle/Junior High School Palm Harbor Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/1b557504-fa63-4a77-8cab-79351c2d982b?initialViewType=pano&utm_source=dashboard https://media.zillowmediaexperts.com/sites/rmoaaana/unbranded
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 31
Legal Description LAKE TARPON ESTATES LOT 31 32-27-16-48780-000-0310
Water View Canal Lake
Water Access Type Canal - Freshwater Lake
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code NO FLOOD Z
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Chair Rail Crown Molding Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Wet Bar
Flooring Carpet Marble Vinyl
Furnished Y/N Negotiable
Fireplace Features Free Standing Living Room Stone Wood Burning
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Other
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities French Doors Irrigation System Private Entrance Private Mailbox Private Yard Rain Gutters Sliding Doors
Vegetation Mature Landscaping
Lot Features Landscaped Level Street Dead-End
Water Source Canal/Lake For Irrigation Public
Lot Size Area 6556
Foundation Details Slab
Spa false
Building Area Total 4496
Lot Dimensions 60 x 109
Lot Size Acres 0.15
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Dead-End Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Premier Community Realty Inc

Broker

brett.schroder@nexgenconsultancy.expert

Email

Affordability Calculator

$12,050
Per Month
95%
5%
0%
Monthly Principal & Interest
$11,391
Monthly Property Taxes
$659
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palm Harbor Univ High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
5/25/2026$1,850,000 Listed Price

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3157 N CANAL DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $1,850,000 with 4,496 sqft and a lot size of 0.15. 3157 N CANAL DRIVE has 5 bedrooms, 3.1 baths, and was built in 1988. The property's zip code is 34684 which is in Palm Harbor, FL