86 Prospect Ave
German Flatts, NY, 13357 $ 109,900
Bedrooms3 Baths1.0 Sq 1,120 Monthly Estimate*
$ 677
for $109,900 with 3 bedrooms and 1 full bath. This 1,120 square foot home was built in 1915.
Welcome home to a beautifully maintained three-bedroom residence that proves exceptional value and refined comfort can, in fact, share the same driveway. Set in a quiet Ilion location, this1,120 square foot home offers an inviting blend of practical updates and polished presentation, making it an easy choice for buyers who appreciate smart improvements without surrendering charm. Well maintained from top to bottom, it delivers the kind of price point that feels refreshingly rare. Inside, new carpets bring a fresh, soft finish underfoot, while the renovated bathroom, completed in2025, adds a crisp, contemporary note to daily living. The layout feels warm and efficient, with comfortable bedrooms, welcoming common spaces, and a sense of care that is evident in every room. Behind the scenes, major upgrades provide peace of mind: spray foam insulation in the walls and basement, a two hundred amp electric service, a roof replaced in2023, and a gas furnace installed in2016. The basement deserves special mention, offering excellent storage and flexible bonus space for hobbies, a workout zone, or simply the place where seasonal decorations can finally stop judging you from the corners. Outside, the setting offers welcome quiet while still placing everyday essentials close at hand. Ilion Park, Central Valley Academy, and grocery shopping at Aldi are all conveniently nearby, creating a lifestyle that is both easy and connected. If you have been waiting for a home that balances affordability, thoughtful updates, and enduring comfort, this is your moment. Schedule your private showing today and see why this inviting home may be the one that ends your search.
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FeaturesInteriorInterior Amenities EatInKitchen
Basement Full
Flooring Carpet Hardwood LuxuryVinyl Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 1
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances Dryer ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator
Garage Spaces 1.0
Architectural Style TwoStory
Construction Materials SprayFoamInsulation WoodSiding
School District Central Valley
Year Built 1915
Stories Count 2
Township Ilion-Village
Levels Two
Property Subtype SingleFamilyResidence
County Herkimer
Property Type Residential
Garage Y/N Yes
Total Rooms 7
Full Baths 1
Status Active
City German Flatts
Senior Community Y/N No
High School District Central Valley
Number Of Units Total 0
MLS Area Ilion Village-German Flatts-212801
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 2736.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1684131
Standard Status Active
Middle/Junior School District Central Valley
Elementary School District Central Valley
Tax Assessed Value 40800
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities BlacktopDriveway
Parking Features Underground
Lot Features Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.0
Foundation Details Stone
Building Area Total 1120.0
Lot Dimensions 30X67
Lot Size Acres 0.0
Waterfront Y/N No
Road Frontage Type MainThoroughfare
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* Excluded FeaturesList ByKeller-Williams Mohawk ValleyBroker
Affordability Calculator
- Monthly Principal & Interest
- $677
- Monthly Property Taxes
- $228
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in German Flatts, NY
Average List Price $146,846
Percent of Sale Price 34%
About German Flatts, NY 12,483 Population
-9% Since 2002
$ 45,989 Median Income
41.18 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3040778 Elementary School
3041152 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/22/2026 | $109,900 | | Listed Price |