1693 Chatuge Shores Road
Hiawassee, GA, 30546 $ 1,100,000
Bedrooms3 Baths3.0 Sq 2,784 Monthly Estimate*
$ 6,946
for $1,100,000 with 3 bedrooms and 3 full baths. This 2,784 square foot home was built in 1969 on a lot size of 0.59.
Welcome to this charming waterfront property on beautiful Lake Chatuge, offering mountain scenery, lakefront living, and outstanding income-producing potential all in one unique package. The main home features 3 bedrooms and 3 baths with warm mountain character, a welcoming covered front entrance, and stunning lake views from the living and dining areas. Step outside onto the back deck overlooking the water — the perfect place for morning coffee, evening sunsets, or entertaining family and friends. Enjoy gentle access to the lake with a small private dock and peaceful waterfront setting that captures the relaxed North Georgia mountain lifestyle buyers are searching for. What truly sets this property apart is the incredible rental and multi-family potential. In addition to the main home, the property includes a separate two-story rental unit: * Ground Level Apartment: Efficiency-style setup with kitchen, living/sleeping area, and full bath * Upper Level Apartment: Living room, kitchen, bedroom, and full bath With the possibility of creating up to three separate rental opportunities, this property has strong long-term income potential. Additional features include: * Metal roof * Expansive gravel parking area * Beautiful grassy yard leading to the lake * Detached utility/storage building * Multiple outdoor seating and entertaining areas * Convenient location close to town, marinas, restaurants, and mountain attractions Whether you’re looking for a full-time residence, vacation getaway, investment property, or multi-generational retreat, this rare Lake Chatuge property offers flexibility, charm, and income potential all in one package. This waterfront mountain property truly must be seen to be appreciated! Note: Some Photos may have ai virtually added on decor to enhance photo. “Short-term rentals are currently permitted. Buyers are encouraged to independently verify all current STR regulations, permitting requirements, and any applicable restrictions, as local ordinances and regulations are subject to change.”
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FeaturesGeneralSewer Septic Tank
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Whole House Fan
Utilities Electricity Available Water Available
Roof Metal
Appliances Dishwasher Disposal Dryer Electric Water Heater Gas Range Microwave Refrigerator Washer
HOA Fee 0
Patio/Porch Features Covered Deck Front Porch Patio Rear Porch
Architectural Style Country Ranch
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 1969
Electric 220 Volts
View Lake Mountain(s)
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2024
Parcel Number 0029A018
Waterfront Features Lake Front
Community Features Lake
Accessibility None
HOA Fee 2 0
County Towns - GA
Property Type Residential
HOA false
Energy Efficient None
Subdivision Name Chatuge Shores
Green Energy Generation None
Other Structures Guest House Outbuilding
Full Baths 3
Status Active
Directions From Hiawassee town center go west on US76 (Main Street) 2.4 miles to Cedar Cliff Road go .4 miles to Chatuge Shores and turn left go .5 miles and turn left to continue on Chatuge Shores and House will be on your Left.
High School Towns County
City Hiawassee
Body of Water Chatuge
Spa Features None
Elementary School Towns County
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3038
Home Warranty Y/N false
Middle/Junior High School Towns County
Property Condition Resale
Standard Status Active
Tax Lot 36
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities Bookcases Entrance Foyer
Basement Finished Finished Bath Walk-Out Access
Flooring Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Living Room
Common Walls No Common Walls
Window Features Double Pane Windows
Above Grade Finished Area 1536
Half Baths 0
Laundry Features Electric Dryer Hookup In Hall Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Basement Bathroom Bedroom Living Room
Main Level Bedrooms 2
Main Level Bathrooms 2
Kitchen Features Breakfast Bar Cabinets Other Kitchen Island Pantry Solid Surface Counters View to Family Room
Total Baths 3
Primary Bathroom Features Shower Only
Dining Room Features Great Room Open Concept
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ExteriorExterior Amenities Garden Gas Grill Rain Gutters Rear Stairs Storage
Fencing None
Parking Features Driveway Kitchen Level Level Driveway
Lot Features Back Yard Cleared Front Yard Lake On Lot Level Sloped
Water Source Public
Foundation Details Block
Building Area Total 2784
Lot Dimensions 147 x 175
Lot Size Acres 0.59
Road Surface Type Asphalt
Lot Size Source Public Records
Road Frontage Type County Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByDeborah MihalkoListing Agent
Keller Williams ElevateBroker
Affordability Calculator
- Monthly Principal & Interest
- $6,946
- Monthly Property Taxes
- $253
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hiawassee, GA
Average List Price $658,480
Percent of Sale Price 40%
About Hiawassee, GA 945 Population
10% Since 2002
$ 37,245 Median Income
56.89 Median Age
10% Households with Children
Trends Information provided by ATTOM Data Solutions.
4824327 Elementary School
4824341 Middle School
Towns County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/17/2026 | $1,100,000 | -2.65% | Price Down |
| 5/22/2026 | $1,130,000 | | Listed Price |