105a High Point Avenue Surf City, NC $ 879,000
105a High Point Avenue
$ 879,000
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105a High Point Avenue

Surf City, NC, 28445
$ 879,000
Bedrooms2 Baths2.0 Sq 1,049

Monthly Estimate*

$ 5,412

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Single Family Home for sale in Surf City, NC

for $879,000 with 2 bedrooms and 2 full baths. This 1,049 square foot home was built in 1956 on a lot size of 0.12.

Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind...you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler's pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ''Clearly Filtered'' 3-stage water filtration system further enhances the home's luxury appeal. The charming second cottage, affectionately known as the ''Itty Bitty'', offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you're seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.

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Single Family Active

Price

$ 879,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,670

Style

Single Family Residence

Lot Size

0.12

Year Built

1956

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100576050

Features
General
Living Area 1049.0
Heating Other Electric
Cooling Other
Utilities Water Connected
Possession Negotiable
Roof Flat
Appliances Vented Exhaust Fan Electric Oven Water Softener Dishwasher Tankless Water Heater Water Purifier
Zoning INCORP
Patio/Porch Features Covered Patio See Remarks Front Porch
Construction Materials Wood Frame
Year Built 1956
View See Remarks
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Taxes 2670.97
Parcel Number 4234-78-8677-0000
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Topsail Cove
Garage Y/N N
Other Structures Shower Guest House
Total Rooms 5
Full Baths 2
Status Active
Directions Take 50-S to Raleigh Ave. Left on Raleigh Ave. Take a left on S Shore Drive. Left onto High Point Ave. Home is in the Left.
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 5053.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 215401
Legal Description L3 Pb 3/45 Surf City S/D # 1 Blk 11
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Interior
Interior Amenities Walk-in Shower Blinds/Shades Built-in Features See Remarks
Flooring LVT/LVP Tile
Water Heater Tankless
Master Bed Level Primary Living Area
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 2
Entry Level 1
Room Type Living Room Dining Room Master Bedroom Bedroom 2 Studio Dining Area
Total Baths 2
Living Area Range 1000 - 1199
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Exterior
Exterior Amenities Outdoor Shower Storm Doors
Exterior Finish See Remarks
Fencing None
Parking Features Gravel On Site
Lot Features Ocean Side
Water Source Public
Total Parking 0.0
Lot Size Area 0.12
Foundation Details Other Pilings
Spa N
Building Area Total 1049
Lot Dimensions 49x101x51x101
Lot Size Acres 0.12
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Door Features Storm Door(s)
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 105
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* Excluded Features
List By
Katie Kosma

Listing Agent

Coldwell Banker Sea Coast Advantage

Broker

sellwithkatiek@gmail.com

Email

Affordability Calculator

$5,635
Per Month
96%
4%
0%
Monthly Principal & Interest
$5,412
Monthly Property Taxes
$223
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
5/22/2026$879,000 Listed Price

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105a High Point Avenue, Surf City, NC, 28445 is a Single Family Home for sale at $879,000 with 1,049 sqft and a lot size of 0.12. 105a High Point Avenue has 2 bedrooms, 2.0 baths, and was built in 1956. The property's zip code is 28445 which is in Surf City, NC