185 Chester Shores Drive Chestertown, NY $ 924,900
185 Chester Shores Drive
$ 924,900
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185 Chester Shores Drive

Chestertown, NY, 12817
$ 924,900
Bedrooms4 Baths2.0 Sq 816

Monthly Estimate*

$ 5,840

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Single Family Home for sale in Chestertown, NY

for $924,900 with 4 bedrooms and 2 full baths. This 816 square foot home was built in 1977 on a lot size of 0.26.

Price Improved! Experience the best of Adirondack lakefront living with 100 feet of private frontage on beautiful Loon Lake. Offering breathtaking 180-degree lake and mountain views, this move-in ready year-round home is perfectly positioned to enjoy everything lake life has to offer. Spend your days swimming from the sandy-bottom shoreline, boating, fishing, paddling, or relaxing from the expansive 40' x 6' permanent dock. Two levels of usable waterfront with natural stone retaining walls and pressure-treated stairs create exceptional access to the lake, while the shed, carport, and kayak/paddleboard rack complete the outdoor experience. Inside, the thoughtfully maintained home has been updated with a new high-efficiency propane heating and cooling system (2025) and offers an inviting open-concept kitchen, dining, and living area designed to capture the spectacular lake views. The main level features two bedrooms and a full bath, while the finished walkout lower level provides two additional bedrooms, a second full bath, recreation space, and a laundry/mechanical room--ideal for hosting family and friends after a day on the water. Additional highlights include a wood-burning fireplace, whole-house Generac propane generator, and central air conditioning. A rare added bonus: the property previously received Town of Chester approvals, architectural plans, and permits for a proposed 1,564-square-foot custom lakefront home, offering future owners the flexibility to enjoy the property exactly as it is today or pursue a thoughtfully planned expansion down the road. Whether you're searching for a year-round residence, weekend escape, or legacy Adirondack retreat, this exceptional Loon Lake property is ready to be enjoyed from day one.

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Single Family Active

Price

$ 924,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 6,651

Style

Raised Ranch

Lot Size

0.26

Year Built

1977

Town/City

Chestertown

County/Region

Warren

MLS | Web ID

202617817

Features
Interior
Interior Amenities Grinder Pump High Speed Internet Eat-in Kitchen
Basement Finished Full Heated Walk-Out Access
Flooring Wood
Total Fireplaces 1
Fireplace Features Living Room Wood Burning
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Double Pane Windows
Fireplace Y/N Y
Above Grade Finished Area 816.0
Half Baths 0
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 600.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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General
Sewer Septic Tank
Heating Forced Air Propane Propane Tank Leased Wood
Cooling Central Air
Possession At Closing
Roof Metal
Appliances Dishwasher Microwave Refrigerator Washer/Dryer
Zoning Single Residence
HOA Fee 500.0
Garage Spaces 0.0
Association Fee Includes Insurance Snow Removal
Patio/Porch Features Front Porch
Architectural Style Raised Ranch
Construction Materials Tex 11 Siding
Year Built 1977
Electric 200+ Amp Service Generator
View Mountain(s) Lake
Property Subtype Single Family Residence
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County Warren
New Construction N
Property Type Residential
Association Amenities Beach Access Lake Access
HOA Y
Attached Garage N
Garage Y/N N
Other Structures Other Shed(s)
Total Rooms 11
Full Baths 2
Status Active
Directions Northway exit 25; west on route 8 toward Loon Lake. Turn right into Chester Shores. Follow straight down to the lake and then turn left at ''T''. Follow to #185 on the lake side.
High School North Warren Central
City Chester
Body of Water Loon Lake
High School District North Warren
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N N
Elementary School North Warren Central
Land Lease Y/N N
Tax Annual Amount 6651.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://youtube.com/shorts/OZyaWl_vZqg
Standard Status Active
Tax Assessed Value 630000
Tax Lot 24.000
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Exterior
Exterior Amenities Lighting Dock
Fencing None
Parking Features Carport Driveway
Lot Features Views Landscaped Waterfront
Total Parking 6.0
Lot Size Area 0.26
Foundation Details Concrete Perimeter Permanent
Spa N
Lot Size Acres 0.26
Waterfront Y/N Y
Other Equipment Grinder Pump
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 185
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* Excluded Features
List By
Angela Mead

Listing Agent

Gallo Realty Adk Inc

Broker

(518) 810-5885

Phone

angiemead@gallorealty.com

Email

Affordability Calculator

$6,394
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,840
Monthly Property Taxes
$554
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2590259 Elementary School
853157 Middle School
North Warren Central High School High School
Pricing History
DatePricePrice ChangeDescription
6/29/2026$924,900 -2.54% Price Down
5/22/2026$949,000 Listed Price

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185 Chester Shores Drive, Chestertown, NY, 12817 is a Single Family Home for sale at $924,900 with 816 sqft and a lot size of 0.26. 185 Chester Shores Drive has 4 bedrooms, 2.0 baths, and was built in 1977. The property's zip code is 12817 which is in Chestertown, NY