1585 Cold Mountain Road
Lake Toxaway, NC, 28747 $ 4,995,000
Bedrooms4 Baths4.1 Monthly Estimate*
$ 30,755
for $4,995,000 with 4 bedrooms and 4 full baths, 1 half bath. This home was built in 2006 on a lot size of 0.612.
Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddle boards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.
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FeaturesGeneralView Lake
Heating MultiFuel
Cooling Gas HeatPump
Year Built 2006
Appliances Dryer Dishwasher ExhaustFan GasOven Refrigerator Washer
Exterior Features Dock PrivateYard
Interior Features BreakfastBar BuiltInFeatures KitchenIsland Pantry VaultedCeilings WalkInClosets Workshop
Utilities CableAvailable CableConnected ElectricityConnected HighSpeedInternetAvailable PhoneConnected
Roof Shingle
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* Excluded FeaturesList ByFulmer FreemanListing Agent
Lake Toxaway CompanyBroker
cfree@laketoxaway.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $30,755
- Monthly Property Taxes
- $1,360
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lake Toxaway, NC
Average List Price $2,752,659
Percent of Sale Price 45%
About Lake Toxaway, NC 2,645 Population
36% Since 2002
$ 44,271 Median Income
48.04 Median Age
15% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/21/2026 | $4,995,000 | | Listed Price |