1220 RUBY STREET Lakeland, FL $ 242,000
1220 RUBY STREET
$ 242,000
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1220 RUBY STREET

Lakeland, FL, 33815
$ 242,000
Bedrooms3 Baths2.0 Sq 1,533

Monthly Estimate*

$ 1,490

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Single Family Home for sale in Lakeland, FL

for $242,000 with 3 bedrooms and 2 full baths. This 1,533 square foot home was built in 1930 on a lot size of 0.25.

Charming bungalow in an established Lakeland location offering timeless character, thoughtful updates, and strong investment potential. Currently tenant occupied through 7/31/2026 at $1,675 per month, this property provides immediate rental income with future flexibility for owner occupancy. This 3 bedroom, 2 bathroom home features hardwood flooring throughout much of the home, built-in architectural details, updated lighting, granite countertops, and wood cabinetry that blend classic charm with modern touches. Outdoor highlights include a screened front porch, side patio, fenced backyard, and covered parking. Roof replace by previous owner 2016. Conveniently located just minutes from Downtown Lakeland, Bonnet Springs Park, shopping, dining, and easy access to I-4 for commuting to Tampa or Orlando.

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Single Family Active

Price

$ 242,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,476

Style

Single Family Residence

Lot Size

0.25

Year Built

1930

Town/City

Lakeland

County/Region

Polk

MLS | Web ID

L4962083

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Microwave Range Refrigerator
Zoning RB-2
Construction Materials Stucco Wood Frame (FSC Certified)
Year Built 1930
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Polk
New Construction false
Property Type Residential
Subdivision Name KELLOGG & ARMSTRONG ADD 01
Facing Direction North
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions W on Main St to Central Ave S on Central and Right to Ruby
High School Kathleen High
City LAKELAND
Senior Community Y/N false
MLS Area 33815 - Lakeland
Lot Size Units Square Feet
Lot Size Square Feet 10672
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Elementary School Scott Lake Elem
Land Lease Y/N false
Tax Annual Amount 2476.58
Middle/Junior High School Southwest Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 5
Legal Description KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK B LOT 5 & E 25 FT OF LOT 6
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Built-in Features Solid Wood Cabinets Stone Counters
Flooring Vinyl Hardwood
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities None
Fencing Fenced
Lot Features Historic District City Lot
Water Source Public
Lot Size Area 10672
Foundation Details Crawlspace
Building Area Total 1940
Lot Dimensions 75 x 142
Lot Size Acres 0.25
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Frontage Type Street Paved
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* Excluded Features
List By
Keller Williams Realty Smart

Broker

kristinkellin@thekellingroup.com

Email

Affordability Calculator

$1,696
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,490
Monthly Property Taxes
$206
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Kathleen High High School High School
Pricing History
DatePricePrice ChangeDescription
5/21/2026$242,000 Listed Price

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1220 RUBY STREET, Lakeland, FL, 33815 is a Single Family Home for sale at $242,000 with 1,533 sqft and a lot size of 0.25. 1220 RUBY STREET has 3 bedrooms, 2.0 baths, and was built in 1930. The property's zip code is 33815 which is in Lakeland, FL