28 E Utica Street Oswego, NY $ 209,000
28 E Utica Street
$ 209,000
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28 E Utica Street

Oswego, NY, 13126
$ 209,000
Bedrooms3 Baths2.1 Sq 2,646

Monthly Estimate*

$ 1,287

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Multi-Family Home for sale in Oswego, NY

for $209,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,646 square foot home was built in 1900.

Welcome to the East side of Oswego, where you will find this very well kept duplex, offering a great opportunity for both investors or owner occupants! The upstairs 2-bedroom apartment is currently occupied at $1,100/month plus utilities and features a newer furnace. The downstairs/main level unit was completely remodeled approximately 1.5 years ago and offers a spacious 1-bedroom layout with 1.5 baths, in-unit laundry, and mini splits throughout for added comfort and efficiency. This unit was previously rented for $1,600/month with everything included, with utility costs averaging roughly $250-$350/month. Both units have separate utilities. Whether you’re looking to add to your portfolio or offset your mortgage with rental income, this property has been very well maintained and is truly move-in ready!

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Multi-Family Active

Price

$ 209,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Multi-Family

Taxes

$ 1,446

Style

Duplex

Year Built

1900

Town/City

Oswego

County/Region

Oswego

MLS | Web ID

S1683604

Features
Interior
Interior Amenities Other SeeRemarks
Basement Full
Flooring Carpet Laminate LuxuryVinyl Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 3
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General
Sewer Connected
Heating Ductless Gas ForcedAir
Cooling Ductless
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricWaterHeater GasWaterHeater
Garage Spaces 0.0
Architectural Style Duplex
Construction Materials VinylSiding
School District Oswego
Year Built 1900
Electric Fuses
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Oswego
Property Type Residential
Subdivision Name City/Oswego Sub #2
Rent Includes SnowRemoval TrashCollection Water
Full Baths 2
Status Active
City Oswego
Senior Community Y/N No
High School District Oswego
Number Of Units Total 2
MLS Area Oswego-City-351200
Lot Size Units Acres
Lot Size Square Feet 871.0
Year Built Details Existing
Tax Annual Amount 1446.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1683604 https://www.propertypanorama.com/instaview-tour/syr/S1683604
Standard Status Active
Middle/Junior School District Oswego
Elementary School District Oswego
Tax Assessed Value 50000
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Parking Features Paved TwoOrMoreSpaces
Lot Features CornerLot Other Rectangular RectangularLot SeeRemarks
Water Source Connected Public
Foundation Details Stone
Building Area Total 2646.0
Lot Dimensions 22X42
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 28
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* Excluded Features
List By
Century 21 Galloway Realty

Broker

(315) 342-2111

Phone

Affordability Calculator

$1,407
Per Month
91%
9%
0%
Monthly Principal & Interest
$1,287
Monthly Property Taxes
$121
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247206 Elementary School
246997 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/21/2026$209,000 Listed Price

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28 E Utica Street, Oswego, NY, 13126 is a Multi-Family Home for sale at $209,000 with 2,646 sqft. 28 E Utica Street has 3 bedrooms, 2.1 baths, and was built in 1900. The property's zip code is 13126 which is in Oswego, NY