2628 S 39th Terrace Saint Joseph, MO ^$ 245,000

2628 S 39th Terrace

^$ 245,000

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2628 S 39th Terrace

Saint Joseph, MO, 64503

^$ 245,000

Bedrooms3 Baths1.1 Sq 1,422

Monthly Estimate*

^$ 1,509

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Single Family Home for sale in Saint Joseph, MO

for $245,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,422 square foot home was built in 1962 on a lot size of 0.411731.

Move-in ready 3-bedroom, 1.5-bath home on a nice dead end street, featuring an updated eat-in kitchen with granite countertops and modern finishes. The finished basement offers additional living space with a convenient half bath, custom built-ins, and a large storage area. Enjoy the convenience of both an attached basement garage and a detached garage for extra parking or workshop space. Outside, you’ll find a fenced yard perfect for entertaining, pets, or play. Clean, well-maintained, and ready for its next owner!

Single Family Active

Price

^$ 245,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,229

Style

Lot Size

0.411731

Year Built

1962

Town/City

Saint Joseph

County/Region

Buchanan

MLS | Web ID

2617576

Features

General

Living Area 1422

Sewer Septic Tank

Heating Natural Gas

Cooling Electric

Roof Composition

Garage Spaces 2

Construction Materials Brick/Mortar

Year Built 1962

Property Subtype Single Family Residence

Ownership Private

County Buchanan

Property Type Residential

HOA N

Subdivision Name Other

Garage Y/N Y

Full Baths 1

Status Active

Directions From Belt Hwy turn east onto Pickett Road Turn Left onto S. 39th Terrace home is on the left.

City St Joseph

High School District St. Joseph

MLS Area 1131 - Buchanan Co SW-N=I-36;S=Co Line;E=I-29;W=M

Lot Size Units Square Feet

Lot Size Square Feet 17935

Listing Terms Cash Conventional FHA VA Loan

Public Remarks Move-in ready 3-bedroom 1.5-bath home on a nice dead end street featuring an updated eat-in kitchen with granite countertops and modern finishes. The finished basement offers additional living space

Standard Status Active

In Flood Plain No

Interior

Basement Full

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1116

Half Baths 1

Total Bedrooms 3

Below Grade Finished Area 306

Floor Plan Features Raised Ranch

Exterior

Parking Features Detached Off Street

Water Source Public

Lot Size Area 17935

* Excluded Features

List By

Keller Williams Kc North

Broker

Affordability Calculator

$1,611

Per Month

Monthly Principal & Interest: $1,509
Monthly Property Taxes: $102
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Joseph, MO

Average List Price ^$252,910

Percent of Sale Price 3%

About Saint Joseph, MO

75,488 Population

1% Since 2002

^$44,477 Median Income

36.95 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840923 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/21/2026	$245,000		Listed Price

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2628 S 39th Terrace, Saint Joseph, MO, 64503 is a Single Family Home for sale at $245,000 with 1,422 sqft and a lot size of 0.411731. 2628 S 39th Terrace has 3 bedrooms, 1.1 baths, and was built in 1962. The property's zip code is 64503 which is in Saint Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/22/2026.

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2628 S 39th Terrace

Single Family Home for sale in Saint Joseph, MO

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