103 Cowan St W Cowan, TN $ 295,000
103 Cowan St W
$ 295,000
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103 Cowan St W

Cowan, TN, 37318
$ 295,000
Bedrooms3 Baths2.0 Sq 2,773

Monthly Estimate*

$ 1,816

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Single Family Home for sale in Cowan, TN

for $295,000 with 3 bedrooms and 2 full baths. This 2,773 square foot home was built in 1895 on a lot size of 0.69.

Step back in time with this beautiful 1895 historic home in the heart of Cowan, TN, surrounded by mountain scenery and small-town charm. Within walking distance to downtown Cowan shops, restaurants, and local events, and just 10 minutes from Winchester, this home is filled with timeless character and potential. The wraparound porch, mature shade trees, spacious park-like yard, and period wrought iron fencing create incredible curb appeal. Inside, you'll find soaring ceilings, tall windows and doors, original trim and molding, stained glass accents, antique doorknobs, a charming clawfoot tub, six fireplaces, and an impressive staircase showcasing the craftsmanship of another era. Original hardwood floors are believed to be preserved beneath the carpet, ready to be restored. The home features 3 spacious upstairs bedrooms, plus an additional main-level room that could serve as a primary bedroom, guest room, or office. Two upstairs bedrooms share access to a balcony overlooking the beautiful yard and mature trees. A newer roof, HVAC system, and water heater provide peace of mind while still leaving room for your own updates and personal touch. If you love historic homes, mountain town living, and classic Southern charm, this property is one you’ll want to see in person.

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Single Family Active

Price

$ 295,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,484

Style

Victorian

Lot Size

0.69

Year Built

1895

Town/City

Cowan

County/Region

Franklin

MLS | Web ID

3217206

Features
General
Living Area 2773
Sewer Public Sewer
Heating Central Electric Natural Gas Wall Furnace
Cooling Ceiling Fan(s) Central Air Electric Wall/Window Unit(s)
Utilities Electricity Available Natural Gas Available Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Electric Oven
Garage Spaces 0
Patio/Porch Features Porch Covered
Architectural Style Victorian
Construction Materials Brick
Pets Allowed Yes
Year Built 1895
View Mountain(s)
Stories Count 2
Topography Corner Lot Level Views
Levels Two
Property Subtype Single Family Residence
County Franklin County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name N/A
Garage Y/N N
Full Baths 2
Status Active
Buyer Financing Conventional
Directions From downtown Winchester follow US-41A S/S College St 6 miles to Right onto Sycamore St. Driveway on the left with sign. House corners Sycamore and Cowan St. Located just 10 min from downtown Winches
High School Franklin Co High School
City Cowan
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Y
Elementary School Cowan Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1484
Middle/Junior High School South Middle School
Virtual Tour https://youtu.be/A6pgPY-YrwA?si=paV-A6pvberkclgs
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities High Speed Internet
Basement Partial
Flooring Carpet Wood Vinyl
Total Fireplaces 6
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2773
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Other
Above Grade Finished Area Source Other
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Balcony
Fencing Partial
Parking Features Attached Concrete Driveway
Lot Features Corner Lot Level Views
Water Source Public
Total Parking 2
Lot Size Area 0.69
Building Area Total 2773
Lot Dimensions 194.3X121 IRR
Lot Size Acres 0.69
Lot Size Source Calculated from Plat
Waterfront Y/N N
Covered Spaces 2
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Internal Only
Street Number 1 103
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* Excluded Features
List By
Simplihom

Broker

buywithbecca@gmail.com

Email

Affordability Calculator

$1,940
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,816
Monthly Property Taxes
$124
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
244828 Elementary School
244979 Middle School
Franklin Co High School High School
Pricing History
DatePricePrice ChangeDescription
5/21/2026$295,000 Listed Price

Map


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103 Cowan St W, Cowan, TN, 37318 is a Single Family Home for sale at $295,000 with 2,773 sqft and a lot size of 0.69. 103 Cowan St W has 3 bedrooms, 2.0 baths, and was built in 1895. The property's zip code is 37318 which is in Cowan, TN