125 Ruta Lane Swanton, MD $ 1,199,000
125 Ruta Lane
$ 1,199,000
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125 Ruta Lane

Swanton, MD, 21561
$ 1,199,000
Bedrooms4 Baths3.0 Sq 2,624

Monthly Estimate*

$ 7,382

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Single Family Home for sale in Swanton, MD

for $1,199,000 with 4 bedrooms and 3 full baths. This 2,624 square foot home was built in 1999 on a lot size of 3.88.

Some properties are simply built differently in every sense of the phrase. Set on nearly four private, wooded acres in the coveted southern end of Deep Creek Lake, 125 Ruta Lane is a custom Yellowstone log home that delivers the kind of craftsmanship, character, and setting that the lake area rarely sees come to market. From the moment you arrive, the architecture commands attention. Yellowstone's signature oversized solid round logs give the home a presence that no modern construction can replicate, and the dry-stack fieldstone chimney rising through all three levels is a testament to a masonry artform that has all but vanished from today's building landscape,replaced elsewhere by faux composites, but preserved here in its full, labor-intensive glory. Inside, the great room sets the tone for everything that follows. A floor-to-ceiling signature tree column anchors the space beneath soaring cathedral ceilings and hand-hewn log beams, while a dry-stack stone fireplace serves as the room's natural focal point. The open floor plan flows seamlessly from the renovated gourmet kitchen,featuring a dramatic granite island, stainless KitchenAid appliances, and custom knotty cherry cabinetry, through the dining area and out to the expansive deck, where wooded privacy gives way to lovely lake views that remind you exactly where you are. Four bedrooms are spread thoughtfully across three levels, including the main level primary suite with an updated en-suite bath. The loft level adds two additional bedrooms, a full bath, and a cozy sitting area overlooking the great room below. The fully finished lower level, wrapped in authentic Tennessee barnwood, offers a fourth bedroom, a third full bath, a bar area, and walkout access to the newly covered patio, where a new hot tub, stacked native stone walls, and a fire pit create an outdoor living space worthy of the setting. And then there is the lake. Two assigned DNR-permitted dock slips on a quiet, private cove are included with this sale,a distinction that genuinely sets this property apart, as two-slip access at this price point is rare at Deep Creek. A level, well-maintained path connects the property to the water, where boating, kayaking, swimming, and summer evenings on the dock await. The nearly four acres,comprising two wooded lots conveying together, deliver a sense of seclusion and privacy that feels a world away, while still being just minutes from everything the lake area has to offer. Roof 2019. HVAC 2020. Septic pumped October 2025. Comcast broadband. Completely turn-key and ready for its next chapter. 4 BD | 3 BA | 2,624 Fin. Sq Ft | 4 Acres | 2 Dock Slips | Deep Creek Lake Access | Ardsley Farms HOA

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Single Family Contingent

Price

$ 1,199,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,716

Style

Log Home

Lot Size

3.88

Year Built

1999

Town/City

Swanton

County/Region

Garrett

MLS | Web ID

MDGA2011852

Features
General
Living Area 2624
Sewer Private Septic Tank
Heating Forced Air
Cooling Central A/C
Utilities Cable TV Phone Propane
Possession Settlement
Roof Asphalt
Appliances Dishwasher Dryer Dryer - Front Loading Exhaust Fan Extra Refrigerator/Freezer Microwave Oven - Single Freezer Oven/Range - Gas Refrigerator Stainless Steel Appliances Washer Water Heater
Zoning R
Association Fee Includes Common Area Maintenance Pier/Dock Maintenance Road Maintenance Snow Removal
Architectural Style Log Home
Construction Materials Log
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1999
View Lake
Levels 3
Other Fees 540.00
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other Bath Mod
Additional Parcels Description Neighboring Lot - Tax ID
County GARRETT
New Construction N
Property Type Residential
Association Amenities Boat Dock/Slip
HOA N
Subdivision Name HICKORY RIDGE
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE UNDER CONTRACT
Directions From McHenry US-219 S Pass by Uno Pizzeria & Grill on the left Turn left onto Sand Flat Rd then in 6 min (4.4 mi) turn left onto MD-135 E in 3 min (2.2 mi) Continue on Turkey Neck Rd. Drive to Ruta
City SWANTON
Body of Water Deep Creek Lake
Other Fees Frequency Annually
Association Name ARDSLEY FARMS HOA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 169012.00
Tax Annual Amount 7716.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Slips 5
Number of Community Docks 1
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 738.3
Additional Parcels Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Location Type Lake
Builder Name Yellowstone and Roger Sines
Standard Status Active Under Contract
Year Built Source Estimated
Legal Subdivision WILLIAM G SAVAGE SUB
Tax Lot 3
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Interior
Interior Amenities Exposed Beams Floor Plan - Open
Heating Fuel Propane - Leased
Basement Fully Finished Full Heated Improved Interior Access Outside Entrance Walkout Level Windows
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Stone
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1624
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 1000
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Exterior Lighting Hot Tub Outbuilding(s)
Pool No Pool
Parking Features Gravel Driveway
Lot Features Backs to Trees Level
Water Source Well
Type of Parking Driveway
Foundation Details Slab
Spa N
Water View Y/N Y
Lot Size Acres 3.88
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Private Access Swimming Allowed Waterski/Wakeboard
Horse Y/N N
Number of Docks 1
Land Assessed Value 232500.00
Navigable Water Y/N N
Number of Slips 2
Water Oriented Y/N Y
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Internal Only
Street Number 1 125
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* Excluded Features
List By
Taylor-Made Deep Creek Sales

Broker

eric@deepcreeksales.com

Email

Affordability Calculator

$8,025
Per Month
92%
8%
0%
Monthly Principal & Interest
$7,382
Monthly Property Taxes
$643
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/21/2026$1,199,000 Listed Price

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125 Ruta Lane, Swanton, MD, 21561 is a Single Family Home for sale at $1,199,000 with 2,624 sqft and a lot size of 3.88. 125 Ruta Lane has 4 bedrooms, 3.0 baths, and was built in 1999. The property's zip code is 21561 which is in Swanton, MD