220 Webster Spradlin Road Monticello, KY ^$ 195,000

220 Webster Spradlin Road

^$ 195,000

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220 Webster Spradlin Road

Monticello, KY, 42633

^$ 195,000

Bedrooms2 Baths1.0 Sq 792

Monthly Estimate*

^$ 1,201

220 Webster Spradlin Road, Monticello, KY 42633 - Image 1

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220 Webster Spradlin Road, Monticello, KY 42633 - Image 5

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220 Webster Spradlin Road, Monticello, KY 42633 - Image 9

220 Webster Spradlin Road, Monticello, KY 42633 - Image 10

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Single Family Home for sale in Monticello, KY

for $195,000 with 2 bedrooms and 1 full bath. This 792 square foot home was built in 1994 on a lot size of 1.93.

Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

Single Family Active

Price

^$ 195,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Single Family Residence

Lot Size

1.93

Year Built

1994

Town/City

Monticello

County/Region

Wayne

MLS | Web ID

26011506

Features

General

Sewer Septic Tank

Heating Heat Pump

Cooling Central Air

Utilities Electricity Connected Water Connected

Possession Other

Roof Shingle

Garage Spaces 1.0

Patio/Porch Features Deck Porch

Construction Materials Vinyl Siding

Year Built 1994

Levels One

Property Subtype Single Family Residence

Parcel Number 031-00-00-059.01

County Wayne

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Rural

Garage Y/N Y

Total Rooms 2

Full Baths 1

Status Active

Directions From intersection of Hwy 90 take West Highway 92 just over 6 miles and turn right on Webster Spradlin Road. Property is less than half mile on right

High School Wayne Co

City Monticello

High School District Wayne County - 70

MLS Area 070 - Wayne County

Lot Size Units Acres

Lot Size Square Feet 84070.8

Carport Y/N N

Elementary School Wayne Co

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School Wayne Co

MLS Area Minor 070 - Wayne County

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Senior Community None

Interior

Flooring Carpet Vinyl

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 792.0

Half Baths 0

Total Bedrooms 2

Below Grade Finished Area 0.0

Total Baths 1

Heating-Heat Pump True

Exterior

Parking Features Detached Garage Driveway

Water Source Public

Lot Size Area 1.93

Foundation Details Block

Building Area Total 792.0

Lot Size Acres 1.93

Lot Size Source Public Records

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N Y

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 220

* Excluded Features

List By

Neal Realty & Auction

Broker

lparmley@windstream.net

Affordability Calculator

$1,201

Per Month

Monthly Principal & Interest: $1,201
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, KY

Average List Price ^$272,564

Percent of Sale Price 40%

About Monticello, KY

6,475 Population

3% Since 2002

^$26,350 Median Income

39.69 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289568 Elementary School

3292849 Middle School

Wayne Co High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/21/2026	$195,000		Listed Price

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220 Webster Spradlin Road, Monticello, KY, 42633 is a Single Family Home for sale at $195,000 with 792 sqft and a lot size of 1.93. 220 Webster Spradlin Road has 2 bedrooms, 1.0 baths, and was built in 1994. The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/27/2026.

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220 Webster Spradlin Road

Single Family Home for sale in Monticello, KY

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