21 Cumberland Street Ocean Isle Beach, NC $ 1,395,000
21 Cumberland Street
$ 1,395,000
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21 Cumberland Street

Ocean Isle Beach, NC, 28469
$ 1,395,000
Bedrooms4 Baths4.1 Sq 2,562

Monthly Estimate*

$ 8,589

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Single Family Home for sale in Ocean Isle Beach, NC

for $1,395,000 with 4 bedrooms and 4 full baths, 1 half bath. This 2,562 square foot home was built in 2003 on a lot size of 0.12.

Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats pass by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including a brand-new screened porch off the kitchen--create the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!

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Single Family Active

Price

$ 1,395,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 5,491

Style

Single Family Residence

Lot Size

0.12

Year Built

2003

Town/City

Ocean Isle Beach

County/Region

Brunswick

MLS | Web ID

100575420

Features
General
Living Area 2562.0
Heating Heat Pump Fireplace Insert Electric Zoned
Cooling Zoned Ceiling Fan(s) Heat Pump
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle See Remarks
Appliances Mini Refrigerator Electric Oven Electric Cooktop Built-In Microwave Built-In Electric Oven Washer Refrigerator Dryer Disposal Dishwasher Tankless Water Heater Electric Range
Zoning Oi-R-1
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio Porch Screened Wrap Around Balcony Rear Porch
Pool Features None
Security Features Security System Smoke Detector(s)
Construction Materials Vinyl Siding Wood Frame
Year Built 2003
View Canal Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 5491.18
Parcel Number 244on015
Waterfront Features Boat Lift Bulkhead Canal Front Water Depth 4+
County Brunswick
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage Y
Energy Efficient Thermostat
Subdivision Name Not In Subdivision
Garage Y/N Y
Other Structures Shower See Remarks
Total Rooms 7
Full Baths 4
Status Active
Directions After crossing Bridge to OIB turn left on East Second Street take left onto Cumberland Street. House is on the left.
High School West Brunswick
City Ocean Isle Beach
High School District Brunswick County Schools
Lot Size Units Acres
Lot Size Square Feet 5227.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Union
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Shallotte Middle
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1078640
Legal Description L-15 Canal 3 S-A&B Ocean Isle Beach Pl-H/374
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Interior
Interior Amenities Walk-in Closet(s) Tray Ceiling(s) High Ceilings Bookcases Kitchen Island Ceiling Fan(s) Furnished Pantry Walk-in Shower Blinds/Shades Built-in Features Eat-in Kitchen Smart Thermostat Walk-In Closet(
Basement None
Flooring LVT/LVP Tile
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Dryer Hookup Washer Hookup Laundry Closet
Total Bedrooms 4
Entry Level 2
Room Type Master Bedroom Bedroom 1 Bedroom 2 Bedroom 3 Bedroom 4 Dining Area Dining Room
Total Baths 5
Living Area Range 2400 - 2599
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Exterior
Exterior Amenities Shutters - Board/Hurricane Outdoor Shower Irrigation System See Remarks
Exterior Finish Vinyl Siding
Fencing Back Yard Vinyl
Parking Features Garage Faces Front Garage Door Opener Tandem Garage
Lot Features See Remarks Boat Slip Boat Dock Boat Lift Bulkhead Water Depth 4+
Water Source Public
Total Parking 2.0
Lot Size Area 0.12
Foundation Details Other Slab Pilings
Spa N
Building Area Total 2562
Lot Dimensions 51 x 115 x 52 x 114
Lot Size Acres 0.12
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type Maintained Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 21
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* Excluded Features
List By
Suzanne M Polino

Listing Agent

Asap Realty

Broker

suzy@suzysellsnc.com

Email

Affordability Calculator

$9,047
Per Month
95%
5%
0%
Monthly Principal & Interest
$8,589
Monthly Property Taxes
$458
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4664929 Elementary School
4878979 Middle School
West Brunswick High School High School
Pricing History
DatePricePrice ChangeDescription
5/20/2026$1,395,000 Listed Price

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21 Cumberland Street, Ocean Isle Beach, NC, 28469 is a Single Family Home for sale at $1,395,000 with 2,562 sqft and a lot size of 0.12. 21 Cumberland Street has 4 bedrooms, 4.1 baths, and was built in 2003. The property's zip code is 28469 which is in Ocean Isle Beach, NC