640 ENCARNACION STREET Punta Gorda, FL $ 375,000
640 ENCARNACION STREET
$ 375,000
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640 ENCARNACION STREET

Punta Gorda, FL, 33983
$ 375,000
Bedrooms3 Baths2.0 Sq 2,066

Monthly Estimate*

$ 2,368

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Single Family Home for sale in Punta Gorda, FL

for $375,000 with 3 bedrooms and 2 full baths. This 2,066 square foot home was built in 2021 on a lot size of 0.25.

One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF’S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage, pedestal GE washer, and SMART SENSOR DRYER. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON’T LET THIS ONE SLIP AWAY. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

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Single Family Active

Price

$ 375,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,021

Style

Florida

Lot Size

0.25

Year Built

2021

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7526039

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Fire Hydrant Public Street Lights
Roof Shingle
Appliances Built-In Oven Cooktop Dishwasher Dryer Electric Water Heater Exhaust Fan Ice Maker Kitchen Reverse Osmosis System Microwave Range Refrigerator Washer
Zoning RSF3.5
HOA Fee 200
Garage Spaces 2
Patio/Porch Features Covered Front Porch Rear Porch Screened
Architectural Style Florida
Construction Materials Block Stone Stucco
Pets Allowed Yes
Year Built 2021
View Park/Greenbelt Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions Golf Park Playground Sidewalks
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 20
Facing Direction East
Garage Y/N true
Other Structures Kennel/Dog Run
Total Rooms 11
Full Baths 2
Status Active
Directions Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
High School Charlotte High
City PUNTA GORDA
Association Name Deb Barett
Senior Community Y/N false
MLS Area 33983 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 11025
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Deep Creek Elementary
Land Lease Y/N false
Tax Annual Amount 5021.37
Middle/Junior High School Punta Gorda Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://kuula.co/share/collection/7MrGH?logo=0&info=0&fs=1&vr=1&gyro=0&initload=0&autorotate=0.12&autop=4&autopalt=1&thumbs=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 22
Legal Description PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
Minimum Lease 1-7 Days
Water Access Y/N false
Monthly HOA Amount 16.67
Additional Rooms Bonus Room Den/Library/Office
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding High Ceilings Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Smart Home Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Porcelain Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Dog Run Hurricane Shutters Irrigation System Private Yard Rain Gutters Sliding Doors
Vegetation Mature Landscaping
Fencing Chain Link
Parking Features Driveway Garage Door Opener Golf Cart Garage Guest Open Oversized
Lot Features Corner Lot Near Golf Course Oversized Lot
Water Source Public
Lot Size Area 11025
Foundation Details Slab
Building Area Total 3075
Lot Size Acres 0.25
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
NickSellsFlorida@yahoo.com

Email

Affordability Calculator

$2,786
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,368
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
6/9/2026$375,000 -6.02% Price Down
5/20/2026$399,000 Listed Price

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640 ENCARNACION STREET, Punta Gorda, FL, 33983 is a Single Family Home for sale at $375,000 with 2,066 sqft and a lot size of 0.25. 640 ENCARNACION STREET has 3 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 33983 which is in Punta Gorda, FL