4069 4th Street Surf City, NC $ 1,075,000
4069 4th Street
$ 1,075,000
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4069 4th Street

Surf City, NC, 28445
$ 1,075,000
Bedrooms4 Baths4.0 Sq 2,336

Monthly Estimate*

$ 6,619

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Single Family Home for sale in Surf City, NC

for $1,075,000 with 4 bedrooms and 4 full baths. This 2,336 square foot home was built in 1986 on a lot size of 0.18.

Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

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Single Family Active

Price

$ 1,075,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 7,980

Style

Single Family Residence

Lot Size

0.18

Year Built

1986

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100575181

Features
General
Living Area 2336.0
Heating Heat Pump Electric
Cooling Central Air Heat Pump
Utilities Sewer Connected Water Connected
Possession Close Of Escrow Negotiable At Closing
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave
Zoning MHS
Garage Spaces 2.0
Patio/Porch Features Open Covered Deck Patio Porch Balcony
Pool Features None
Construction Materials Vinyl Siding Wood Frame
Year Built 1986
View Canal Sound Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 7980.7
Parcel Number 800-75
Waterfront Features Pier Boat Lift Bulkhead Canal Front Water Depth 4+
Accessibility None
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name Old Settlers Beach
Garage Y/N Y
Other Structures Covered Area Shed(s) Storage Workshop
Total Rooms 7
Full Baths 4
Status Active
Directions Take highway 17 towards Surf City/Topsail Island. Turn onto highway 210 follow that all the way into dir City and over the Surf City highrise bridge onto Topsail Island. Go around the traffic circle
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 7841.0
Carport Spaces 0.0
Carport Y/N N
Green Building Verification Type None
Elementary School Dixon
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 673477
Legal Description L28 S3 B42 OLD SETTLERS BEACH
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Interior
Interior Amenities Walk-in Closet(s) Vaulted Ceiling(s) Ceiling Fan(s) Walk-in Shower Blinds/Shades Eat-in Kitchen Walk-In Closet(s)
Flooring LVT/LVP Carpet Vinyl
Water Heater Electric
Master Bed Level Primary Living Area
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Closet Laundry Room
Total Bedrooms 4
Entry Level 2
Room Type Master Bedroom Bedroom 1 Bedroom 2 Dining Room Living Room Dining Area Bedroom 4
Total Baths 4
Living Area Range 1600 - 1799
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Exterior
Exterior Amenities Outdoor Shower Other
Exterior Finish Vinyl Siding
Fencing Metal/Ornamental Back Yard
Parking Features Garage Faces Front Concrete Garage Door Opener Paved
Lot Features Boat Slip Boat Lift Bulkhead Pier Water Depth 4+
Water Source Public
Total Parking 2.0
Lot Size Area 0.18
Foundation Details Other Slab Pilings
Spa N
Building Area Total 1676
Lot Dimensions 55 X 140
Lot Size Acres 0.18
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 4069
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* Excluded Features
List By
Renee L Clark

Listing Agent

Coldwell Banker Sea Coast Advantage

Broker

Reneeleeclark@gmail.com

Email

Affordability Calculator

$7,284
Per Month
91%
9%
0%
Monthly Principal & Interest
$6,619
Monthly Property Taxes
$665
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3959616 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
5/20/2026$1,075,000 Listed Price

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4069 4th Street, Surf City, NC, 28445 is a Single Family Home for sale at $1,075,000 with 2,336 sqft and a lot size of 0.18. 4069 4th Street has 4 bedrooms, 4.0 baths, and was built in 1986. The property's zip code is 28445 which is in Surf City, NC