20 & 20.5 Charles Street Cortland, NY $ 249,000
20 & 20.5 Charles Street
$ 249,000
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20 & 20.5 Charles Street

Cortland, NY, 13045
$ 249,000
Bedrooms2 Baths0.0 Sq 5,652

Monthly Estimate*

$ 1,533

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Single Family Home for sale in Cortland, NY

for $249,000 with 2 bedrooms. This 5,652 square foot home was built in 1900 on a lot size of 0.13.

Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.

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Single Family Active

Price

$ 249,000

Bedrooms

2

Property Type

Single Family

Taxes

$ 8,182

Style

Lot Size

0.13

Year Built

1900

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1682938

Features
Interior
Interior Amenities CeilingFans
Basement Full
Flooring Hardwood Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 2
Main Level Bathrooms 0
Total Baths 0
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General
Sewer Connected
Heating Electric Gas Baseboard ForcedAir
Utilities CableAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow SubjectToTenantRights
Roof Asphalt
Appliances ElectricOven ElectricRange GasOven GasRange GasWaterHeater Refrigerator
Garage Spaces 0.0
Construction Materials WoodSiding
School District Cortland
Year Built 1900
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype Other
Community Features None
County Cortland
Property Type MultiFamily
Garage Y/N No
Rent Includes Water
Status Active
Directions Clinton Ave to Charles St
City Cortland
High School District Cortland
Number Of Units Total 6
MLS Area Cortland-110200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 8182.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1682938 https://www.propertypanorama.com/instaview-tour/syr/S1682938
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 180000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 35
Property Sub Type Additional Other
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features ThreeOrMoreSpaces NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.13
Building Area Total 5652.0
Lot Dimensions 48X118
Lot Size Acres 0.13
Waterfront Y/N No
Number of Separate Gas Meters 4
Number of Separate Electric Meters 6
Road Frontage Type CityStreet
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Berkshire Hathaway Homeservices Heritage Realty

Broker

(607) 227-2863

Phone

Affordability Calculator

$2,215
Per Month
69%
31%
0%
Monthly Principal & Interest
$1,533
Monthly Property Taxes
$682
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038306 Elementary School
3038340 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/19/2026$249,000 Listed Price

Map


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20 & 20.5 Charles Street, Cortland, NY, 13045 is a Single Family Home for sale at $249,000 with 5,652 sqft and a lot size of 0.13. 20 & 20.5 Charles Street has 2 bedrooms, 0.0 baths, and was built in 1900. The property's zip code is 13045 which is in Cortland, NY