39 Fair Street Oneonta, NY $ 339,900
39 Fair Street
$ 339,900
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39 Fair Street

Oneonta, NY, 13820
$ 339,900
Bedrooms3 Baths4.0 Sq 1,818

Monthly Estimate*

$ 2,093

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Multi-Family Home for sale in Oneonta, NY

for $339,900 with 3 bedrooms and 4 full baths. This 1,818 square foot home was built in 1985 on a lot size of 0.08.

OPEN HOUSE SATURDAY 5/23/26 2P-4P Positioned on a desirable corner lot in the heart of Oneonta, this well-maintained 4-unit multi-family property presents a strong opportunity for investors or owner-occupants. The building offers a functional unit mix of one studio apartment and three 1-bedroom, 1-bath units, ideal for this steady tenant demographic. Bordering Fox Hospital, this location offers convenient proximity for healthcare professionals and local students. Located just minutes from downtown, colleges, shopping, and dining, this property benefits from Oneonta's consistent rental demand driven by its mix of outdoor recreation, small-town charm and cultural attractions. This asset features recent updates and dedicated off-street parking. Mechanical updates include a newer, high-efficiency natural gas boiler. The current owner provides heat, hot water, and internet, offering a streamlined setup for tenants. A solid income-producing property with a practical layout, simplified utilities, and strong upside in a reliable rental market. A must see!

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Multi-Family Active

Price

$ 339,900

Bedrooms

3

Full Bath

4

Property Type

Multi-Family

Taxes

$ 3,825

Style

Traditional

Lot Size

0.08

Year Built

1985

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

202617548

Features
Interior
Interior Amenities High Speed Internet
Basement Full
Flooring Carpet Laminate
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Above Grade Finished Area 1818.0
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 4
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General
Sewer Public Sewer
Heating Hot Water Natural Gas
Cooling None
Possession At Closing
Roof Rubber Shingle Asphalt
Garage Spaces 0.0
Patio/Porch Features Front Porch
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1985
Electric 200+ Amp Service
Tenant Pays Hot Water Electricity
Property Subtype Quadruplex
County Otsego
Insurance Expense 3200.0
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Full Baths 4
Status Active
Directions Get on I-88 W in Richmondville from NY-10 S/NY-7 W (3.2 mi) Follow I-88 W to NY-23 W in Oneonta. Take exit 15 from I-88 W (33.0 mi) Continue on NY-23 W. Drive to Fair St (0.9 mi) to home
City Oneonta
High School District Oneonta
Number Of Units Total 4
Lot Size Units Acres
Lot Size Square Feet 3484.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3825.0
Electric Expense 780.0
Home Warranty Y/N N
Fuel Expense 2000.0
Water Sewer Expense 744.0
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://handandframe.aryeo.com/sites/eqlbjmwp/unbranded
Standard Status Active
Tax Assessed Value 0
Tax Lot 69
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Exterior
Exterior Amenities None
Parking Features Off Street Paved Detached
Water Source Public
Total Parking 4.0
Lot Size Area 0.08
Foundation Details Block Stone
Spa N
Lot Dimensions 68X99
Lot Size Acres 0.08
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 39
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* Excluded Features
List By
Matthew Loder

Listing Agent

Country Boy Realty

Broker

(518) 378-1235

Phone

MLoderCBR@gmail.com

Email

Affordability Calculator

$2,412
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,093
Monthly Property Taxes
$319
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5419843 Elementary School
5419844 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/19/2026$339,900 Listed Price

Map


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39 Fair Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $339,900 with 1,818 sqft and a lot size of 0.08. 39 Fair Street has 3 bedrooms, 4.0 baths, and was built in 1985. The property's zip code is 13820 which is in Oneonta, NY