1032 Exchange Street
Rochester, NY, 14608 $ 199,900
Bedrooms4 Baths3.0 Sq 1,200 Monthly Estimate*
$ 1,231
for $199,900 with 4 bedrooms and 3 full baths. This 1,200 square foot home was built in 1950 on a lot size of 0.25.
Investment opportunity in Rochester’s rapidly evolving Plymouth-Exchange neighborhood! 1032-1034 Exchange St. is a tenant-occupied duplex offering strong rental appeal, flexible layout potential, and immediate income opportunity in one of the city’s most centrally located corridors. Each unit features 2 bedrooms, with one apartment offering 1 full bath and the other featuring 2 full baths — a rare setup that adds extra functionality and tenant appeal. Inside, both units showcase a surprisingly modern and creative aesthetic that stands out from the typical duplex inventory. Rich wood cabinetry, contemporary finishes, updated baths, and bold multi-tone hardwood flooring create a warm, design-forward feel throughout. The open flow between living and kitchen spaces gives the interiors a loft-like energy while still feeling comfortable and practical for long-term tenants. Large windows bring in natural light, and the layouts offer solid separation and livability for owner-occupants or investors alike. Outside, the property opens to an oversized backyard bordered by mature trees, creating a private and peaceful setting rarely found this close to downtown Rochester. The exterior offers strong curb appeal with off-street parking potential and easy access to major commuter routes. Located in Rochester’s Plymouth-Exchange neighborhood, this property places tenants minutes from Downtown Rochester, the University of Rochester, Strong Memorial Hospital, I-490, Corn Hill, the Genesee Riverway Trail, and the growing West Main corridor. The area continues to see investment and redevelopment activity, making this an attractive option for investors seeking long-term upside, rental demand, and proximity to Rochester’s employment and medical hubs. Whether you are expanding your investment portfolio, looking for a duplex with strong rental fundamentals, or searching for an income-producing property in Rochester, NY 14608, 1032-1034 Exchange St. delivers character, functionality, and location in one compelling package.
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FeaturesGeneralSewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances GasWaterHeater
Garage Spaces 0.0
Patio/Porch Features Deck Open Porch
Construction Materials WoodSiding
School District Rochester
Year Built 1950
Stories Count 1
Township Not Applicable
Levels One
Property Subtype MultiFamily
County Monroe
Property Type Residential
Subdivision Name Rapids
Rent Includes TrashCollection Water
Full Baths 3
Status Active
City Rochester
Senior Community Y/N No
High School District Rochester
Number Of Units Total 2
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 10890.0
Year Built Details Existing
Tax Annual Amount 3477.0
Property Condition Resale
Virtual Tour https://listings.realtogs.com/sites/eqlqvjlo/unbranded https://listings.realtogs.com/sites/1032-1034-exchange-st-rochester-ny-14608-24904481/branded
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 85400
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 45
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InteriorBasement Full PartiallyFinished
Flooring Carpet Hardwood Tile Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 3
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ExteriorExterior Amenities Deck
Parking Features Paved TwoOrMoreSpaces
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.25
Building Area Total 1200.0
Lot Dimensions 66X165
Lot Size Acres 0.25
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,231
- Monthly Property Taxes
- $290
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Rochester, NY
Average List Price $188,196
Percent of Sale Price 6%
About Rochester, NY 204,840 Population
-7% Since 2002
$ 33,046 Median Income
34.43 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
1445827 Elementary School
1445318 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/18/2026 | $199,900 | | Listed Price |