450 Oak Street Richmond, KY $ 450,000
450 Oak Street
$ 450,000
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450 Oak Street

Richmond, KY, 40475
$ 450,000
Bedrooms4 Baths3.0 Sq 3,675

Monthly Estimate*

$ 2,771

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Single Family Home for sale in Richmond, KY

for $450,000 with 4 bedrooms and 3 full baths. This 3,675 square foot home was built in 1898 on a lot size of 0.24.

Welcome to 450 Oak Street in Downtown Richmond, KY — a beautifully preserved and updated historic home built in 1896 offering approximately 3,675 finished square feet, 4 bedrooms, 3 full bathrooms, and a location just one block from Eastern Kentucky University. Situated on a 0.24-acre corner lot, this property blends original architectural character with modern renovations and expanded living spaces in one of Richmond's most recognizable historic corridors. The main level retains much of the home's original design and craftsmanship, featuring a formal foyer, formal living room, and formal dining room with spacious layouts ideal for entertaining and everyday use. Wood flooring carries throughout much of the home, adding warmth and continuity between living spaces. A fully renovated kitchen serves as the centerpiece of the home and includes new cabinetry, quartz countertops, stainless steel appliances, tiled backsplash, and wood flooring. Adjacent to the kitchen is an eat-in dining area plus a spacious family room/den, creating additional casual living space beyond the formal rooms. The main level also includes a full bathroom and dedicated laundry room for added convenience. Upstairs, the home offers four bedrooms including a spacious primary ensuite complete with a walk-in closet, dual sinks, jetted soaking tub, and tiled walk-in shower with glass door. The primary suite also features private access to a Trex deck, creating an elevated outdoor space overlooking the property. An additional updated full bathroom serves the remaining upstairs bedrooms. Outdoor living areas include a welcoming screened-in porch, corner lot positioning, and mature surroundings consistent with the historic downtown Richmond setting. The home's combination of preserved character, modern kitchen and bath updates, flexible living areas, and proximity to EKU make it a unique opportunity in the Richmond market. Located near downtown Richmond dining, shopping, local businesses, and campus amenities, 450 Oak Street offers historic architecture, updated interiors, and a highly accessible location close to one of the city's most recognized landmarks.

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Single Family Active

Price

$ 450,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Colonial

Lot Size

0.24

Year Built

1898

Town/City

Richmond

County/Region

Madison

MLS | Web ID

26011180

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Walk-In Closet(s)
Basement Partial Unfinished Walk-Up Access
Flooring Carpet Hardwood Tile Vinyl
Total Fireplaces 4
Fireplace Features Dining Room Family Room Gas Log Living Room Ventless
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows Screens Storm Window(s) Window Treatments
Fireplace Y/N Y
Above Grade Finished Area 3675.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
Heating-Baseboard True
Heating-Forced Air True
Heating-Natural Gas True
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General
Sewer Public Sewer
Heating Baseboard Forced Air Natural Gas
Cooling Ceiling Fan(s) Central Air Electric Heat Pump Multi Units
Utilities Cable Available Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow Negotiable
Roof Dimensional Style
Appliances Dishwasher Dryer Microwave Range Refrigerator Self Cleaning Oven Washer
Garage Spaces 2.0
Patio/Porch Features Deck Patio Porch
Architectural Style Colonial
Construction Materials Brick Veneer HardiPlank Type
Year Built 1898
Levels One and One Half Two
Property Subtype Single Family Residence
Parcel Number R006-0003-0011
County Madison
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Downtown
Garage Y/N Y
Total Rooms 14
Full Baths 3
Status Active
Directions From Lexington take I-75 S to exit 90A. Merge onto Lexington Road 0.8 miles. Turn right onto US-25 BUS S 1.9 miles. Turn right onto Lancaster Ave 0.3 miles. Turn right onto Oak St home will be on the
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 10454.4
Carport Y/N N
Elementary School Kit Carson
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Madison Mid
MLS Area Minor 008 - Madison County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/8d97df94-5279-4188-afbc-71783b0670ec?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Exterior Amenities Fire Pit Garden
Fencing Partial Privacy
Parking Features Attached Garage Driveway Garage Door Opener Garage Faces Side Off Street
Lot Features Few Trees Landscaped
Water Source Public
Lot Size Area 0.24
Foundation Details Block Pillar/Post/Pier Stone
Building Area Total 3675.0
Lot Size Acres 0.24
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 450
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* Excluded Features
List By
Berkshire Hathaway Homeservices Foster Realtors

Broker

amanda@marcumsold.com

Email

Affordability Calculator

$2,771
Per Month
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Monthly Principal & Interest
$2,771
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3290075 Elementary School
3289613 Middle School
Madison Central High School High School
Pricing History
DatePricePrice ChangeDescription
5/18/2026$450,000 Listed Price

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450 Oak Street, Richmond, KY, 40475 is a Single Family Home for sale at $450,000 with 3,675 sqft and a lot size of 0.24. 450 Oak Street has 4 bedrooms, 3.0 baths, and was built in 1898. The property's zip code is 40475 which is in Richmond, KY