22 PROSPECT LANE Palm Coast, FL $ 355,000
22 PROSPECT LANE
$ 355,000
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22 PROSPECT LANE

Palm Coast, FL, 32164
$ 355,000
Bedrooms3 Baths2.0 Sq 1,274

Monthly Estimate*

$ 2,186

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Single Family Home for sale in Palm Coast, FL

for $355,000 with 3 bedrooms and 2 full baths. This 1,274 square foot home was built in 1996 on a lot size of 0.24.

**Private Pool Home in Palm Coast — Updated, Turn-Key, Airbnb-Friendly Potential & Buyer Financing Incentive** Welcome to **22 Prospect**, a beautifully maintained Palm Coast pool home where the major updates are already done and the Florida lifestyle is ready from day one. Whether you are searching for a primary residence, seasonal retreat, or a property with **short-term rental / Airbnb potential**, this home checks the boxes buyers are looking for: privacy, updates, outdoor living, and a private pool. Since 2021, the home has been thoughtfully improved with a **new roof**, fresh exterior paint, updated mechanicals, a **2023 HVAC system with UV air purification**, a **2023 water heater**, updated plumbing valves, and a **transferable termite bond** for added peace of mind. Inside, the home feels clean, bright, and refreshed with interior paint, updated lighting, **2024 stainless steel kitchen appliances**, updated fixtures, and refreshed primary shower tile. Out back is where the home really shines. The private fenced pool area creates the perfect setting for relaxing, entertaining, hosting guests, or enjoying everyday Florida living. The pool includes a **heater added in 2022** and a **new high-efficiency pump motor in 2025**, making it ready to enjoy year-round. Adding even more value, the seller’s preferred lender is offering a **complimentary temporary rate buydown option for qualified buyers**, with a possible introductory rate as low as **5.1% for the first year**. This lender-provided incentive may help reduce the buyer’s initial monthly payment and make this updated Palm Coast pool home even more attainable. **Rate incentive is available with an accepted offer through 6/30.** With its turn-key condition, private pool, desirable Palm Coast location, and added financing incentive, **22 Prospect offers strong lifestyle appeal for homeowners, snowbirds, and investors exploring short-term rental opportunities**. Move in, unpack, and head straight for the pool — or start building your Florida rental strategy.

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Single Family Active

Price

$ 355,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,510

Style

Single Family Residence

Lot Size

0.24

Year Built

1996

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC318358

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Public Sewer Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning DPX
Garage Spaces 2
Pool Features In Ground Screen Enclosure
Construction Materials Block
Year Built 1996
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PALM COAST SEC 24
Facing Direction Northeast
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions From I-95 take the Palm Coast exit and head west toward Palm Coast Parkway. Continue on Palm Coast Parkway then turn onto Belle Terre Parkway. Follow Belle Terre Parkway to Prospect Lane/Prospect area and continue to 22 Prospect.
City PALM COAST
Senior Community Y/N false
MLS Area 32164 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 10629
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 4510
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC318358
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 25
Legal Description PALM COAST SEC 24 BL 53 LT 25
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings Split Bedroom
Flooring Laminate Porcelain Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Other
Fencing Vinyl
Water Source Public
Lot Size Area 10629
Foundation Details Block
Building Area Total 1915
Lot Size Acres 0.24
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Lpt Realty Llc (Db)

Broker

joy@thetrinityhometeam.com

Email

Affordability Calculator

$2,562
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,186
Monthly Property Taxes
$376
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/18/2026$355,000 Listed Price

Map


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22 PROSPECT LANE, Palm Coast, FL, 32164 is a Single Family Home for sale at $355,000 with 1,274 sqft and a lot size of 0.24. 22 PROSPECT LANE has 3 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 32164 which is in Palm Coast, FL